Payday Loans in Evansport, Ohio

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No payday loan companies in Evansport, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 5299-B Delhi Ave, Cincinnati, OH 45238 +1 (844) 335 - 5099
Peoples Bank 221 S 2nd St, Byesville, OH 43723 +1 (740) 685 - 1500
Ohio Auto Loan Services, Inc. 555 W Central Ave, Springboro, OH 45066 +1 (513) 282 - 0245
First National Bank 215 W Garfield Rd, Aurora, OH 44202 +1 (330) 562 - 0620
Raymond James Financial Services 306 Clinton St, Defiance, OH 43512 +1 (419) 517 - 7001
Superior Savings Credit Union 1807 Lincoln Way E, Massillon, OH 44646 +1 (330) 833 - 0751
Express Cash Advance Inc 220 E Main St, Geneva, OH 44041 +1 (440) 415 - 9922
Cashland 42 Hocking Mall, Logan, OH 43138 +1 (740) 380 - 3976
KeyBank 33275 Aurora Rd, Solon, OH 44139 +1 (440) 349 - 0707
Huntington Mortgage Group 100 S Main St, Continental, OH 45831

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Evansport, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cleveland, OH, Guaranteed Loans in Columbus, OH, Payday Loans in Cuyahoga Falls, OH, No Credit Check Loans in Dayton, OH, Payday Loans in Delaware, OH, Bad Credit Loans in Dublin, OH, Payday Loan for Elyria, OH and No Credit Check Loans in Euclid, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Evansport, OH.

Beautiful sights of Evansport, OH

Payday Loans Available in Evansport, OH By The Following ZIP Codes:

43519

Are Payday Loans Legal In Evansport, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Evansport, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Evansport, Ohio. There's a default limit of $1,000 in Evansport, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Evansport, OH payday loan calculator

Understanding Payday Loans in Evansport, Ohio

Payday loans are a type of short-term loan that is often used to cover unexpected expenses or bills. These loans are typically repaid in full on the borrower’s next payday. In Evansport, Ohio, payday loans are legal, but at a low cost. This article will provide a comprehensive overview of payday loans in Evansport, including how they work, the benefits and risks, and how to apply.

How Do Payday Loans Work?

Payday loans are designed to provide quick access to cash for those who have an urgent need for money. The application process is usually simple, and applicants can typically receive a loan decision quickly. To apply for a payday loan in Evansport, Ohio, borrowers must provide their personal information, proof of income, and a valid checking account.

The loan amount will depend on the borrower’s income and other factors such as the lender’s policies. Once approved, the borrower will receive the loan amount directly into their bank account, usually within 24 hours.

The borrower will typically have two to four weeks to repay the loan in full, plus interest and any associated fees. If the borrower cannot repay the loan on time, they may be charged additional fees and interest, and their credit score may be negatively affected.

Benefits and Risks of Payday Loans

Payday loans can be beneficial in certain situations, such as when unexpected expenses arise. They can also provide quick access to cash for those who may not qualify for traditional loans due to poor credit or a limited credit history.

However, payday loans also carry significant risks. The interest rates and fees are often much higher than those of traditional loans, making them expensive to repay. Additionally, borrowers who cannot repay the loan on time may face additional fees and interest charges, which can quickly spiral out of control and result in a cycle of debt.

It is essential to understand the benefits and risks of payday loans before deciding to apply for one. Borrowers should also explore other options, such as negotiating with creditors or seeking help from a financial counselor.

Applying for a Payday Loan in Evansport, Ohio

If you have decided that a payday loan is right for you, the application process is typically straightforward. TheGuaranteedLoans provides an online application form that requires basic personal and financial information, including your income and bank account details.

After submitting your application, TheGuaranteedLoans will match you with potential lenders who can provide you with the loan amount you need. It is important to note that TheGuaranteedLoans is not a direct lender, but rather a connector service that can help you find the right lender for your needs.

Interesting Facts about Payday Loans in Evansport, Ohio

  • Payday loans are legal in Evansport, Ohio, but with restrictions on the interest rate.
  • Ohio is one of the 27 states in the US that permits payday lending.
  • The average payday loan in Ohio is $350, with an average annual percentage rate (APR) of 591%.
  • Over 1 million Ohioans take out a payday loan each year.

Apply Now for a Payday Loan in Evansport, Ohio

If you are in need of quick cash to cover unexpected expenses, a payday loan from TheGuaranteedLoans may be right for you. Our online application process is simple, secure, and fast, and we can connect you with potential lenders quickly and easily.

Remember, it is important to understand the benefits and risks of payday loans before applying. Make sure you can afford the loan, including all associated fees and interest charges, and read the terms and conditions carefully before accepting any offer.

Apply now for a payday loan in Evansport, Ohio, and get the money you need today.

F.A.Q.

Can I file a complaint against a payday lender in Evansport, Ohio if I feel that they have violated state or federal laws?

Yes, you can file a complaint against a payday lender in Evansport, Ohio if you feel that they have violated state or federal laws. You can file a complaint with the Ohio Department of Commerce, the Consumer Financial Protection Bureau, or the Federal Trade Commission.

What happens if I default on a payday loan in Evansport, Ohio?

If you default on a payday loan in Evansport, Ohio, the lender may use collection methods, such as contacting you by phone or mail, reporting the debt to credit bureaus, or garnishing your wages, to collect the debt. Defaulting on a payday loan can also damage your credit score and make it more difficult to obtain credit in the future.