| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Check Into Cash | 703 Harding Way E | 44833 | +1 (419) 462 - 1741 |
| Firelands Federal Credit Union | 1222 OH-598 | 44833 | +1 (800) 276 - 5775 |
| First American Loans | 222 Portland Way N | 44833 | +1 (419) 468 - 3015 |
| First Federal Bank of Ohio | 140 N Columbus St | 44833 | +1 (419) 468 - 1518 |
| Galion Building & Loan | 135 S Market St | 44833 | +1 (419) 468 - 3113 |
| Galion Building & Loan Bank | 920 Bucyrus Rd | 44833 | +1 (419) 462 - 4114 |
| Huntington Bank | 260 Portland Way N | 44833 | +1 (419) 468 - 6868 |
| Need Cash Fast? Previous Pawn Brokers | 7435 OH-309 | 44833 | +1 (419) 468 - 2274 |
| U.S. Bank Branch | 1 Public Square | 44833 | +1 (419) 468 - 1115 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Galion, OH, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Elyria, OH, Payday Loans in Euclid, OH, Payday Loans in Fairborn, OH, Payday Loans in Fairfield, OH, Payday Loans in Findlay, OH, Payday Loans in Grove City, OH, Payday Loans in Hamilton, OH and Payday Loans in Hilliard, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Galion, OH.
Advise to read before applying
Beautiful sights of Galion, OH
Payday Loans Available in Galion, OH By The Following ZIP Codes:
44833
Are Payday Loans Legal In Galion, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Galion, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Galion, Ohio. There's a default limit of $1,000 in Galion, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Galion, OH payday loan calculator
F.A.Q.
Can I rollover my payday loan in Galion, Ohio?
No, rollovers are not allowed in Galion, Ohio. This means that if you are unable to repay your loan on the due date, the lender cannot extend the loan term or offer a new loan to cover the outstanding balance. You will need to make arrangements to repay the loan in full.
Are there any alternative options to payday loans in Galion, Ohio?
Yes, there are alternative options to payday loans in Galion, Ohio. For example, some credit unions and banks offer short-term loans with more favorable terms and rates. Additionally, there are organizations that offer financial counseling and assistance with budgeting and debt management.
How Many Cash Advance Companies are in Galion, OH?
With the help of our service, you will be able to find 9 cash advance companies in Galion, OH
What Cash Advance Companies in Galion, OH are the most popular?
You should check Check Into Cash, Firelands Federal Credit Union, and First American Loans. Also, you can start your application online on our website.