| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Advance America | 19 Ohio River Plaza | 45631 | +1 (740) 446 - 1604 |
| Cashland | 305 1/2 Upper River Rd | 45631 | +1 (740) 441 - 8815 |
| Check Into Cash | 2145 N Eastern Avenue | 45631 | +1 (740) 446 - 7250 |
| Faith Investment Services | 19 Locust St | 45631 | +1 (740) 441 - 9941 |
| Farmers Bank & Savings Co | 164 Upper River Rd | 45631 | +1 (740) 446 - 2265 |
| First American Loans | 19 Ohio River Plaza | 45631 | +1 (740) 446 - 1604 |
| Gallipolis Pawn Shop | 324 2nd Ave | 45631 | +1 (740) 446 - 0840 |
| Lendmark Financial Services LLC | 444 Silver Bridge Plaza | 45631 | +1 (740) 446 - 4113 |
| Loan Central | 1828 Eastern Ave | 45631 | +1 (740) 446 - 0965 |
| Ohio Valley Bank | 420 3rd Ave 1135 | 45631 | +1 (800) 468 - 6682 |
| Ohio Valley Bank Co | 2145 Eastern Ave # K | 45631 | +1 (740) 446 - 7240 |
| Ohio Valley Bank Co | 100 Jackson Pike | 45631 | +1 (740) 446 - 1646 |
| Ohio Valley Cash Loans Inc | 266 Upper River Rd | 45631 | +1 (740) 992 - 0461 |
| Peoples Bank | 349 3rd Ave | 45631 | +1 (740) 446 - 0902 |
| Raymond James Financial Services | 349 3rd Ave | 45631 | +1 (740) 446 - 0902 |
| U.S. Bank Branch | 350 Upper River Rd | 45631 | +1 (740) 446 - 9300 |
| Walmart Money Center | 2145 Eastern Ave | 45631 | |
| WesBanco Bank | 500 3rd Ave | 45631 | +1 (740) 446 - 0315 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Gallipolis, OH, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Lakewood, OH, Emergency Loan in Lancaster, OH, 24-Hour Loan in Lima, OH, Short-term Loans in Lorain, OH, Online Loans in Mansfield, OH, Payday Loans in Marion, OH, No Credit Check Loans in Mason, OH and Bad Credit Loans in Massillon, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gallipolis, OH.
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Payday Loans Available in Gallipolis, OH By The Following ZIP Codes:
45631
Are Payday Loans Legal In Gallipolis, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Gallipolis, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Gallipolis, Ohio. There's a default limit of $1,000 in Gallipolis, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Gallipolis, OH payday loan calculator
F.A.Q.
What should I do if I cannot repay my payday loan in Gallipolis, Ohio?
If you are unable to repay your payday loan in Gallipolis, Ohio, it is important to contact the lender immediately. They may be able to offer assistance with a repayment plan or refer you to an organization that can help. It is important to avoid defaulting on the loan, as this can result in additional fees and damage to your credit score.
What are the consequences of defaulting on a payday loan in Gallipolis, Ohio?
If you default on a payday loan in Gallipolis, Ohio, the lender may pursue legal action to recover the outstanding balance. This can result in additional fees, damage to your credit score, and potentially even wage garnishment. It is important to make every effort to repay the loan in a timely manner to avoid these consequences.
How Many Cash Advance Companies are in Gallipolis, OH?
With the help of our service, you will be able to find 18 cash advance companies in Gallipolis, OH
What Cash Advance Companies in Gallipolis, OH are the most popular?
You should check Ohio Valley Bank Co, Advance America, and Cashland. Also, you can start your application online on our website.