| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| The Peoples Bank of Gambier | 103 E Wiggin St | 43022 | +1 (740) 427 - 2101 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Gambier, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Stow, OH, Bad Credit Loans in Strongsville, OH, Short-term Loans in Toledo, OH, Payday Loans in Warren, OH, Payday Loans in West Chester, OH, Payday Loans in Westerville, OH, Payday Loan Without a Credit Check in Westlake, OH and Payday Loans in Youngstown, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gambier, OH.
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Beautiful sights of Gambier, OH
Payday Loans Available in Gambier, OH By The Following ZIP Codes:
43022
Are Payday Loans Legal In Gambier, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Gambier, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Gambier, Ohio. There's a default limit of $1,000 in Gambier, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Gambier, OH payday loan calculator
F.A.Q.
What can I do if a payday lender is harassing me in Gambier, Ohio?
If a payday lender is harassing you in Gambier, Ohio, you can contact the Ohio Attorney General's Consumer Protection Section to report the harassment and request assistance. The Attorney General's office will investigate your complaint and, if necessary, take action to stop the harassment and protect your rights as a consumer.
Can a payday lender charge me a higher interest rate or fees than the legal limits in Gambier, Ohio?
No, a payday lender cannot charge you a higher interest rate or fees than the legal limits in Gambier, Ohio. If a lender is charging you more than the maximum allowed by law, you can contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.
How Many Cash Advance Companies are in Gambier, OH?
With the help of our service, you will be able to find 1 cash advance companies in Gambier, OH
What Cash Advance Companies in Gambier, OH are the most popular?
You should check The Peoples Bank of Gambier. Also, you can start your application online on our website.