| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Hometown Cash Advance | 1455 S Reynolds Rd, Toledo, OH | 43615 | +1 (419) 381 - 8800 |
| Hcic | 41 S High St, Columbus, OH | 43215 | +1 (614) 480 - 4449 |
| Ohio Valley Bank Co | 100 Jackson Pike, Gallipolis, OH | 45631 | +1 (740) 446 - 1646 |
| Raymond James Financial Services | 415 Main St, Caldwell, OH | 43724 | +1 (740) 732 - 5654 |
| Jackson Hewitt Tax Service | 3551 N Ridge Rd E, Ashtabula, OH | 44004 | +1 (440) 319 - 3440 |
| Toledo Check Cashing Center | 4625 N Detroit Ave, Toledo, OH | 43612 | +1 (419) 476 - 4950 |
| Thrivent Financial for Lutherans | 31 S Franklin St, Chagrin Falls, OH | 44022 | +1 (216) 242 - 6760 |
| United States Postal Service | 15993 E High St, Middlefield, OH | 44062 | +1 (800) 275 - 8777 |
| Somerville Bank | 1131 N Barron St, Eaton, OH | 45320 | +1 (937) 456 - 6939 |
| Advance America | 1306 N Barron St, Eaton, OH | 45320 | +1 (937) 472 - 0011 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Germantown, OH, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Westerville, OH, Guaranteed Loans in Westlake, OH, No Credit Check Loans in Youngstown, OH, Payday Loans in Akron, OH, Payday Loans in Bowling Green, OH, Payday Loans in Brunswick, OH, Payday Loan for Canton, OH and Payday Loan for Cincinnati, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Germantown, OH.
Advise to read before applying
Beautiful sights of Germantown, OH
Payday Loans Available in Germantown, OH By The Following ZIP Codes:
45327
Are Payday Loans Legal In Germantown, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Germantown, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Germantown, Ohio. There's a default limit of $1,000 in Germantown, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Germantown, OH payday loan calculator
F.A.Q.
Can I rollover or renew a payday loan in Germantown, Ohio if I cannot repay it on time?
No, you cannot rollover or renew a payday loan in Germantown, Ohio if you cannot repay it on time. However, you can request an extended payment plan from the lender, as long as you have not already used this option in the past 60 days.
Are there any restrictions on where payday loans can be taken out in Germantown, Ohio?
Yes, there are restrictions on where payday loans can be taken out in Germantown, Ohio. Payday lenders must be licensed by the Ohio Department of Commerce, and they must follow all state and federal laws, including the Truth in Lending Act and the Military Lending Act. Payday loans are not allowed to be taken out on military bases or on any property owned by the federal government.