Payday Loans in Girard, Ohio

No payday loan companies in Girard, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
CashMax Ohio 2853 Broadway, Grove City, OH 43123 +1 (614) 782 - 2405
Day Air Credit Union 3434 York Commons Blvd, Dayton, OH 45414 +1 (937) 643 - 2160
Eagle Loan 908 E Main St, Chillicothe, OH 45601 +1 (740) 370 - 4444
Farm Credit Mid-America 1225 Irmscher Blvd suite a, Celina, OH 45822 +1 (419) 586 - 4229
Marblehead Bank 709 W Main St, Lakeside Marblehead, OH 43440 +1 (419) 798 - 4471
CheckSmart 1301 E Main St, Lancaster, OH 43130 +1 (740) 689 - 9333
National Cash Advance 5678 N Springboro Pike, Dayton, OH 45449 +1 (937) 643 - 9874
Cashland 505 N Abbe Rd, Elyria, OH 44035 +1 (440) 365 - 5584
The Citizens Bank Company 2500 Washington Blvd, Belpre, OH 45714 +1 (740) 423 - 1141
Raymond James Financial Services 124 Gross St, Marietta, OH 45750 +1 (740) 374 - 6130

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Girard, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lima, OH, Payday Loans in Lorain, OH, Emergency Loan in Mansfield, OH, Payday Loans in Marion, OH, Payday Loans in Mason, OH, Payday Loans in Massillon, OH, Quick Loan in Mentor, OH and Payday Loans in Middletown, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Girard, OH.

Beautiful sights of Girard, OH

Payday Loans Available in Girard, OH By The Following ZIP Codes:

44420

Are Payday Loans Legal In Girard, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Girard, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Girard, Ohio. There's a default limit of $1,000 in Girard, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Girard, OH payday loan calculator

F.A.Q.

Can a payday lender garnish my wages if I default on a payday loan in Girard, Ohio?

Yes, a payday lender can garnish your wages if you default on a payday loan in Girard, Ohio. However, the lender must first obtain a court order, and they can only garnish up to 25% of your disposable earnings per week. You have the right to request a hearing to challenge the garnishment, and you cannot be fired from your job for having your wages garnished.

What is a payday loan in Girard, Ohio?

A payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.