Payday Loans in Guysville, Ohio

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No payday loan companies in Guysville, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Fifth Third Bank & ATM 380 E Main St, Batavia, OH 45103 +1 (513) 732 - 2500
Woodforest National Bank 2016 Millennium Blvd, Cortland, OH 44410 +1 (330) 372 - 3564
Woodforest National Bank 61205 Southgate Rd, Cambridge, OH 43725 +1 (740) 432 - 2015
Advance America 2230 S Main St, Bellefontaine, OH 43311 +1 (937) 592 - 9068
Peoples Bank 135 Howard St, Sabina, OH 45169 +1 (937) 584 - 2466
American Express 5900 Landerbrook Dr 100, Cleveland, OH 44124 +1 (440) 544 - 3661
Old Fort Banking Co. 545 W Market St, Lima, OH 45801 +1 (567) 712 - 7523
Farmers National Bank 29053 US-62, Damascus, OH 44619 +1 (330) 537 - 4004
Lynch Retirement Advisors, LLC. 68 E Waterloo St, Canal Winchester, OH 43110 +1 (614) 834 - 7995
Peoples Bank 300 Main St, Lowell, OH 45744 +1 (740) 896 - 2369

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Guysville, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lorain, OH, No Credit Check Loans in Mansfield, OH, Payday Loan for Marion, OH, Quick Loan in Mason, OH, No Credit Check Loans in Massillon, OH, Short-term Loans in Mentor, OH, Short-term Loans in Middletown, OH and Same Day Loans in Newark, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Guysville, OH.

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Payday Loans Available in Guysville, OH By The Following ZIP Codes:

00000

Are Payday Loans Legal In Guysville, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Guysville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Guysville, Ohio. There's a default limit of $1,000 in Guysville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Guysville, OH payday loan calculator

Advise to read before applying

Everything You Need to Know About Payday Loans in Guysville, Ohio

Living in Guysville, Ohio, and need instant financial assistance? Payday loans could be a viable option. Not only are they legal in Ohio, but you can also find them at a lower cost when compared to other states. But, before diving in, it’s essential to understand the ins and outs of payday loans to make an informed decision.

What are Payday Loans?

Payday loans are short-term loans issued to help people meet their immediate financial needs. Such loans are usually small, ranging from $50 up to $1000, and are due within a few weeks. Payday loans are unsecured; meaning, there’s no requirement for collateral.

Usually, borrowers pay back payday loans on payday, which is how the loan got its name. But, in some cases, the repayment period can be extended up to 90 days.

How to Apply for Payday Loans in Guysville, Ohio?

To apply for payday loans in Guysville, you can fill out an application online or visit a payday lender in person. When filling out the application, ensure you have all the necessary documents, such as identification, bank statements, and employment details. In Ohio, the maximum loan amount you can borrow is $1000, and the interest rate is significantly lower than many other states.

The Pros of Payday Loans in Guysville, Ohio

  • Quick and easy payday loans help to cover unforeseen expenses
  • Payday loans require minimum documentation as opposed to traditional loans, saving you time and effort
  • With payday loans, you can receive cash fast, sometimes even on the same day you apply
  • Payday loans can boost your credit score by providing timely repayments, showing the credit bureaus your good repayment habits

The Cons of Payday Loans in Guysville, Ohio

  • Payday loans have high-interest rates, which could lead to a cycle of debt if not paid timely
  • Payday loans require borrowers to have a steady source of income, or a job, to qualify
  • The fees and interest rates on payday loans can be more expensive than traditional loans with a longer repayment period

Interesting Facts and Statistics About Payday Loans in Guysville, Ohio

  • The average payday loan in Ohio is $338, with an average fee of $42.78
  • Almost 1 million Ohioans take out a payday loan every year
  • The average APR (Annual Percentage Rate) for payday loans in Ohio is 591%, which is lower than many other states where payday loans are legal

How to Apply for a Payday Loan with TheGuaranteedLoans in Guysville, Ohio?

Applying for payday loans with TheGuaranteedLoans is a quick and straightforward process. Fill out the application, and we will connect you with our network of direct lenders in Ohio. Remember, we work as a connector service and not as a direct lender. Therefore, make sure you understand the terms and conditions of the loan presented by the lender before signing the loan agreement. Apply now and get connected with potential lenders to fulfill your financial needs.

F.A.Q.

What happens if I cannot repay my payday loan in Guysville, Ohio?

If you cannot repay your payday loan in Guysville, Ohio, you may be subject to late fees, collection efforts, and legal action. It is important to contact your lender as soon as possible to discuss your options and avoid defaulting on your loan.

Can I get a payday loan in Guysville, Ohio if I have filed for bankruptcy?

Yes, you can still get a payday loan in Guysville, Ohio if you have filed for bankruptcy, as long as you can provide proof of income and meet the lender's other requirements.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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