Payday Loans in Jacksontown, Ohio

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Jacksontown, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
CheckSmart 1508 W 117th St, Lakewood, OH 44107 +1 (216) 226 - 4066
First Choice America Community Federal Credit Union 1835 Sunset Blvd, Steubenville, OH 43952 +1 (800) 427 - 4835
U.S. Bank Branch 1 Lynn Ave, Oxford, OH 45056 +1 (513) 523 - 2196
Huntington Bank 5 W North St, Springfield, OH 45504 +1 (937) 325 - 9221
Loanmax Title Loans 1435 Park Ave W, Mansfield, OH 44906 +1 (419) 775 - 4821
PNC Bank 749 Wheeling Ave, Cambridge, OH 43725 +1 (740) 432 - 5611
Fifth Third Bank & ATM 1365 Michigan Ave, Waterville, OH 43566 +1 (419) 878 - 9015
Lincoln Financial 3421 Ridgewood Rd, Fairlawn, OH 44333 +1 (330) 294 - 1205
U.S. Bank ATM - Cambridge East 2347 E Wheeling Ave, Cambridge, OH 43725 +1 (800) 872 - 2657
General Electric Credit Union Loveland 10501 Loveland Madeira Rd, Loveland, OH 45140 +1 (513) 243 - 4328

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jacksontown, OH, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Newark, OH, No Credit Check Loans in North Olmsted, OH, Payday Loans in North Ridgeville, OH, Payday Loans in North Royalton, OH, Payday Loan for Reynoldsburg, OH, Payday Loan Without a Credit Check in Springfield, OH, Quick Loan in Stow, OH and Online Loans in Strongsville, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jacksontown, OH.

Useful Articles

Are Payday Loans Legal In Jacksontown, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Jacksontown, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Jacksontown, Ohio. There's a default limit of $1,000 in Jacksontown, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Jacksontown, OH payday loan calculator

Advise to read before applying

Payday Loans in Jacksontown, Ohio

Payday loans are a popular financial solution for many Americans who find themselves in need of quick cash. In Jacksontown, Ohio, residents can take advantage of payday loans, which are legal and relatively low-cost compared to other states in the US.

How Do Payday Loans Work?

Payday loans are short-term loans designed to provide immediate cash to individuals who need it. These loans are typically for small amounts, ranging from $100 to $1,500. The loan is secured against your next paycheck, so lenders do not require collateral or a credit check.

The application process for payday loans is simple and straightforward. You will need to provide proof of employment and a bank account. Once your application is approved, the lender will deposit the funds into your bank account. You will then need to repay the loan on your next payday, along with any fees and interest charges.

The Cost of Payday Loans in Jacksontown, Ohio

The State of Ohio has implemented regulations on payday loans to protect consumers. The maximum loan amount is $1,000, and lenders cannot charge more than 28% APR. Additionally, lenders cannot charge more than 2.75% in fees.

While these regulations make payday loans more affordable than in other states, borrowers should still be cautious. Payday loans can be expensive, and if you miss a payment or are unable to repay the loan on time, you could incur additional fees and interest charges.

Benefits of Payday Loans

  • Quick access to cash
  • No credit check
  • No collateral required
  • Simple application process

Drawbacks of Payday Loans

  • High fees and interest rates
  • Short repayment terms
  • Can lead to a cycle of debt

It is important to understand the benefits and drawbacks of payday loans before deciding if they are right for you. If you have limited access to credit or need cash quickly, a payday loan may be a good option. However, if you have other forms of credit available or are struggling with debt, payday loans may not be the best choice.

Interesting Facts and Statistics about Payday Loans in Jacksontown, Ohio

  • In 2019, Ohio residents borrowed an estimated $1.3 billion in payday loans.
  • The average payday loan amount in Ohio is $387.
  • 58% of payday loan borrowers in Ohio have annual incomes below $30,000.

Apply Now

If you are interested in a payday loan, TheGuaranteedLoans can help. We are a connector service that works with a network of potential lenders to connect you with the loan you need. Simply fill out our online application, and we will facilitate the connection process.

It is important to remember that we are not a direct lender, and we do not guarantee approval or funding. We simply provide a service to connect you with potential lenders who may be able to help.

Conclusion

Payday loans in Jacksontown, Ohio are a legal and relatively low-cost financial solution for those who need quick access to cash. While payday loans can be expensive and lead to a cycle of debt, they can also be a useful tool for those with limited access to credit. As with any financial decision, it is important to weigh the benefits and drawbacks before deciding if a payday loan is right for you.

F.A.Q.

Can I file a complaint against a payday lender in Jacksontown, Ohio if I feel that they have violated state or federal laws?

Yes, you can file a complaint against a payday lender in Jacksontown, Ohio if you feel that they have violated state or federal laws. You can file a complaint with the Ohio Department of Commerce, the Consumer Financial Protection Bureau, or the Federal Trade Commission.

What happens if I default on a payday loan in Jacksontown, Ohio?

If you default on a payday loan in Jacksontown, Ohio, the lender may use collection methods, such as contacting you by phone or mail, reporting the debt to credit bureaus, or garnishing your wages, to collect the debt. Defaulting on a payday loan can also damage your credit score and make it more difficult to obtain credit in the future.

Look for Short-Term Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.