Payday Loans in Jewell, Ohio

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No payday loan companies in Jewell, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Nickel Steel Fed Credit Union 1067 S Main St, Lima, OH 45804 +1 (419) 224 - 7861
Woodforest National Bank 3721 Navarre Ave, Oregon, OH 43616 +1 (419) 690 - 0715
RiverHills Bank 1719 E Ohio Pike, Amelia, OH 45102 +1 (513) 797 - 4600
First American Cash Advance 1584 S Hawkins Ave, Akron, OH 44320 +1 (330) 867 - 4920
City National Bank 201 State St, Proctorville, OH 45669 +1 (740) 886 - 1600
Kemba Credit Union 1135 Ohio Pike, Amelia, OH 45102 +1 (513) 762 - 5070
ACE Cash Express 11648 Lorain Ave, Cleveland, OH 44111 +1 (216) 251 - 3169
National Cash Advance 612 Claremont Ave, Ashland, OH 44805 +1 (419) 281 - 9493
Advance America 22678 Shore Center Dr, Euclid, OH 44123 +1 (216) 797 - 1924
U.S. Bank Branch 102 Winchester St, Sardinia, OH 45171 +1 (937) 446 - 2583

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jewell, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Mansfield, OH, Payday Loans in Marion, OH, Short-term Loans in Mason, OH, Payday Loan Companies in Massillon, OH, Quick Loan in Mentor, OH, Bad Credit Loans in Middletown, OH, 24-Hour Loan in Newark, OH and Payday Loan Companies in North Olmsted, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jewell, OH.

Useful Articles

Are Payday Loans Legal In Jewell, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Jewell, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Jewell, Ohio. There's a default limit of $1,000 in Jewell, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Jewell, OH payday loan calculator

Advise to read before applying

Understanding Payday Loans in Jewell, Ohio

Payday loans, also known as cash advances, are a convenient way to access short-term funds. They are small loans, usually up to $1000, that are meant to be repaid from the borrower’s next paycheck. In Ohio, payday loans are legal, but they are strictly regulated to protect consumers from excessive fees and predatory lending practices.

Ohio Payday Loan Regulations

The Ohio Short-Term Loan Act was passed in 2008 to regulate payday lending in the state. The act limits the amount of the loan and the fees that lenders can charge. The maximum loan amount is $1000, and a borrower cannot have more than one loan at a time. The maximum fee that lenders can charge is 28% APR, and the loan term cannot exceed 31 days. These regulations help ensure that borrowers are not trapped in a cycle of debt due to high fees and interest rates.

Payday Loans in Jewell, Ohio

Jewell, Ohio, is a small town located in the southwestern part of the state. Like many small towns, Jewell has limited access to traditional banking services, which is why cash advance lenders can be found in the area. However, it’s important to note that not all payday lenders are created equal. Some lenders may charge higher fees and interest rates than others, so it pays to shop around for the best deal.

Applying for a Payday Loan in Jewell, Ohio

When applying for a payday loan in Jewell, Ohio, there are a few things to keep in mind. Firstly, make sure the lender is licensed to operate in the state. A licensed lender follows the regulations set out by the Ohio Short-Term Loan Act and is a safer option for borrowers. To apply, you will need to provide proof of income, a valid photo ID, and a checking account. The lender will then review your application and determine if you are eligible for a loan.

Interesting Facts and Statistics

  • In 2019, Ohio residents took out over 1 million payday loans.
  • According to the Pew Charitable Trusts, the average payday loan borrower takes out eight loans per year and spends $520 in fees alone.
  • The majority of payday loan borrowers in Ohio have an annual income of less than $40,000.
  • Ohio has some of the strictest payday lending regulations in the country.

Apply Now

If you need a payday loan in Jewell, Ohio, TheGuaranteedLoans can help connect you with a lender. We are a connector service, not a direct lender, and our goal is to help you find the best loan option for your needs. To get started, simply fill out our online application, and we will match you with a lender who meets your criteria. Apply now and get the funds you need to cover unexpected expenses.

Please note that TheGuaranteedLoans is not a lender and does not make lending decisions. We do not charge a fee for our service, and we do not endorse any particular lender. We encourage borrowers to research and compare lenders before committing to a loan.

F.A.Q.

How do I apply for a payday loan in Jewell, Ohio?

To apply for a payday loan in Jewell, Ohio, you will need to provide the lender with proof of income, a valid ID, and a checking account. The lender will then review your information and determine if you are eligible for a loan.

What are the fees and interest rates associated with payday loans in Jewell, Ohio?

in Jewell, Ohio, payday lenders are allowed to charge a finance charge of up to 28% of the loan amount, plus a $20 verification fee. This means that a $100 loan can have fees of up to $48, resulting in a total repayment amount of $148.

Look for Short-Term Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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