| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Huntington Bank | 402 Ottawa St | 45853 | +1 (419) 532 - 3880 |
| The Union Bank Co. | 110 E N St | 45853 | +1 (800) 837 - 8111 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Kalida, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Euclid, OH, Emergency Loan in Fairborn, OH, Payday Loans in Fairfield, OH, Payday Loans in Findlay, OH, Same Day Loans in Grove City, OH, Payday Loans in Hamilton, OH, Quick Loan in Hilliard, OH and Payday Loans in Lakewood, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kalida, OH.
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Beautiful sights of Kalida, OH
Payday Loans Available in Kalida, OH By The Following ZIP Codes:
45853
Are Payday Loans Legal In Kalida, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Kalida, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Kalida, Ohio. There's a default limit of $1,000 in Kalida, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Kalida, OH payday loan calculator
F.A.Q.
What can I do if a payday lender is harassing me in Kalida, Ohio?
If a payday lender is harassing you in Kalida, Ohio, you can contact the Ohio Attorney General's Consumer Protection Section to report the harassment and request assistance. The Attorney General's office will investigate your complaint and, if necessary, take action to stop the harassment and protect your rights as a consumer.
Can a payday lender charge me a higher interest rate or fees than the legal limits in Kalida, Ohio?
No, a payday lender cannot charge you a higher interest rate or fees than the legal limits in Kalida, Ohio. If a lender is charging you more than the maximum allowed by law, you can contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.
How Many Cash Advance Companies are in Kalida, OH?
With the help of our service, you will be able to find 2 cash advance companies in Kalida, OH
What Cash Advance Companies in Kalida, OH are the most popular?
You should check Huntington Bank and The Union Bank Co.. Also, you can start your application online on our website.