Payday Loans in Kitts Hill, Ohio

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No payday loan companies in Kitts Hill, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Wayne County National Bank 806 E Bowman St, Wooster, OH 44691 +1 (330) 264 - 8812
Genesis Employees Credit Union 2951 Maple Ave, Zanesville, OH 43701 +1 (740) 454 - 4603
INTL FCStone 19901 N Dixie Hwy B, Bowling Green, OH 43402 +1 (800) 238 - 4146
National Cooperative Bank 139 S High St, Hillsboro, OH 45133 +1 (937) 393 - 4246
Ross County Banking Center 206 Church St, Richmond Dale, OH 45637 +1 (740) 884 - 4445
First Federal Lakewood - Akron Mortgage Lending Office 3560 W Market St 105, Fairlawn, OH 44333 +1 (330) 835 - 4264
USX Federal Credit Union 539 S Main St, Findlay, OH 45840 +1 (888) 219 - 3159
Republic Bank 4030 Smith Rd 100, Cincinnati, OH 45209 +1 (513) 793 - 7666
Fifth Third Bank & ATM 120 W 5th St, Marysville, OH 43040 +1 (937) 642 - 4055
W T Community Credit Union 755 Ohio Pike 2, Cincinnati, OH 45245 +1 (513) 752 - 6250

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kitts Hill, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Dayton, OH, Bad Credit Loans in Delaware, OH, Payday Loans in Dublin, OH, Same Day Loans in Elyria, OH, Payday Loans in Euclid, OH, Payday Loans in Fairborn, OH, Payday Loans in Fairfield, OH and Payday Loans in Findlay, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kitts Hill, OH.

Beautiful sights of Kitts Hill, OH

Payday Loans Available in Kitts Hill, OH By The Following ZIP Codes:

45645

Are Payday Loans Legal In Kitts Hill, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Kitts Hill, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Kitts Hill, Ohio. There's a default limit of $1,000 in Kitts Hill, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Kitts Hill, OH payday loan calculator

What are Payday Loans in Kitts Hill, Ohio?

Payday loans are short-term loan products that can be obtained to help cover unexpected expenses. These loans typically have high-interest rates and can be very costly if they are not paid back in a timely manner. In Ohio, payday loans are legal but are tightly regulated by the state to protect consumers.

How Do Payday Loans Work in Kitts Hill, Ohio?

In Kitts Hill, Ohio, payday loans are usually offered by companies that operate online or in person through storefront locations. When you apply for a payday loan, you will typically be required to provide proof of income and bank account information. Once your application is approved, the lender will deposit the funds directly into your bank account within one or two business days.

The loan amount that you can receive will depend on several factors, including your income level and credit history. In Ohio, the maximum payday loan amount is $1,000, and the minimum loan term is 31 days. The interest rate for payday loans in Ohio is capped at 28% annually.

What Are the Risks and Benefits of Payday Loans?

Payday loans can provide a quick source of cash to help cover unexpected expenses, but they can also be very costly and carry significant risks. Some of the benefits of payday loans include:

  • Quick and easy application process
  • No credit check required
  • Can be used for any purpose

However, there are also significant risks associated with payday loans, including:

  • High interest rates and fees
  • Short repayment terms
  • Potential for debt traps and collection action

It is important to carefully consider these risks and benefits before applying for a payday loan in Kitts Hill, Ohio or anywhere else.

Why Choose TheGuaranteedLoans for Your Payday Loan Needs?

If you are considering a payday loan in Kitts Hill, Ohio, you may want to consider working with TheGuaranteedLoans. We are a connector service that works with a network of reputable lenders to help you find the best loan product for your needs.

When you work with us, you can expect:

  • Fast and easy application process
  • Access to a network of trusted lenders
  • No credit check required
  • Safe and secure online platform
  • Friendly and knowledgeable customer service

At TheGuaranteedLoans, we are committed to helping you find the best loan product for your needs and to providing you with exceptional customer service throughout the loan process.

Apply Now for a Payday Loan in Kitts Hill, Ohio

If you need a payday loan in Kitts Hill, Ohio, don’t hesitate to apply now with TheGuaranteedLoans. Our online application process is fast and easy, and we work with a network of trusted lenders to help you find the best loan product for your needs.

Please note that TheGuaranteedLoans is not a direct lender and does not provide payday loans or other loan products directly to consumers. Instead, we work with a network of trusted lenders to help you find the best loan product for your needs.

Did You Know? Interesting Facts and Statistics About Payday Loans in Kitts Hill, Ohio:

  • In 2019, Ohio lawmakers passed a law that reduced the interest rate cap on payday loans from 600% to 28%, making it one of the most consumer-friendly states for payday lending regulations.
  • The average payday loan borrower takes out eight payday loans per year, with an average loan amount of $375 and an average fee of $55 per loan.
  • About 12 million Americans use payday loans each year, and the industry generates more than $9 billion in revenue annually.

F.A.Q.

Are there any protections for borrowers in Kitts Hill, Ohio when it comes to payday loans?

Yes, there are protections for borrowers in Kitts Hill, Ohio when it comes to payday loans. For example, lenders must provide borrowers with a written disclosure statement outlining the terms of the loan, including the interest rate and fees. Additionally, lenders are prohibited from engaging in abusive or unfair lending practices.

What should I consider before taking out a payday loan in Kitts Hill, Ohio?

Before taking out a payday loan in Kitts Hill, Ohio, it is important to carefully consider your financial situation and whether a payday loan is the best option. You should also compare rates and fees from multiple lenders to ensure you are getting the best deal possible. Additionally, it is important to have a plan in place to repay the loan on time to avoid any negative consequences.