Payday Loans in Lafayette, Ohio

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No payday loan companies in Lafayette, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 9315 OH-14 Unit C, Streetsboro, OH 44241 +1 (330) 626 - 2901
Union Bank 19 Acme St, Marietta, OH 45750 +1 (740) 374 - 0010
Auto Loan Inc 1250 W Main St B, Kent, OH 44240 +1 (330) 677 - 2888
Eagle Loan 2432 W State St, Alliance, OH 44601 +1 (330) 680 - 6000
Huntington Bank 106 S Center St, Lagrange, OH 44050 +1 (440) 355 - 8000
Fremont Federal Credit Union 801 W Main St, Woodville, OH 43469 +1 (419) 849 - 2570
Homeland Credit Union 1195 N 5th St, Greenfield, OH 45123 +1 (937) 981 - 1946
Dick Clark Associates 875 Blake Ave SW, New Philadelphia, OH 44663 +1 (330) 308 - 5769
Fifth Third Bank & ATM 4706 N Summit St, Toledo, OH 43611 +1 (419) 729 - 4657
Kemba Credit Union 1014 Vine St, Cincinnati, OH 45202 +1 (513) 762 - 5070

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lafayette, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Westerville, OH, Payday Loans in Westlake, OH, Payday Loans in Youngstown, OH, Payday Loans in Akron, OH, Payday Loans in Bowling Green, OH, Emergency Loan in Brunswick, OH, Guaranteed Loans in Canton, OH and Bad Credit Loans in Cincinnati, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lafayette, OH.

Payday Loans Available in Lafayette, OH By The Following ZIP Codes:

45854

Are Payday Loans Legal In Lafayette, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Lafayette, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Lafayette, Ohio. There's a default limit of $1,000 in Lafayette, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Lafayette, OH payday loan calculator