Payday Loans in Lakewood, Ohio

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Payday Loan Companies in Lakewood, OH

Company nameAddressZip codePhone number
Check Into Cash 18404 Detroit Rd 44107 +1 (216) 227 - 8017
CheckSmart 1508 W 117th St 44107 +1 (216) 226 - 4066
Dollar Bank 15509 Madison Ave 44107 +1 (216) 221 - 6800
Huntington Bank 14100 Detroit Rd 44107 +1 (216) 515 - 0018
Huntington Bank 15111 Detroit Ave 44107 +1 (216) 515 - 0014

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lakewood, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lancaster, OH, Payday Loans in Lima, OH, Payday Loans in Lorain, OH, Payday Loans in Mansfield, OH, Payday Loans in Marion, OH, 24-Hour Loan in Mason, OH, Payday Loans in Massillon, OH and No Credit Check Loans in Mentor, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lakewood, OH.

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Payday Loans Available in Lakewood, OH By The Following ZIP Codes:

44107

Are Payday Loans Legal In Lakewood, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Lakewood, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Lakewood, Ohio. There's a default limit of $1,000 in Lakewood, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Lakewood, OH payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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