Payday Loans in Limaville, Ohio

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No payday loan companies in Limaville, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
E Z Acceptance Corporation 2110 Copley Rd, Akron, OH 44320 +1 (330) 835 - 4520
Kohn's Loan Company 126 W High St, Lima, OH 45801 +1 (419) 224 - 1796
National Cash Advance 2265 Cooper Foster Park Rd, Amherst, OH 44001 +1 (440) 282 - 1853
Walmart Money Center 540 Harry Sauner Rd, Hillsboro, OH 45133
Third Federal Savings & Loan 18380 Royalton Rd, Strongsville, OH 44136 +1 (440) 238 - 4333
ACE Cash Express 15701 Broadway Ave, Maple Heights, OH 44137 +1 (216) 581 - 5892
First American Loans 1029 Ironton Hills Dr, Ironton, OH 45638 +1 (740) 533 - 0227
Carl Overmyer - Ameriprise Financial Services, LLC 1604 E Perkins Ave Ste 109, Sandusky, OH 44870 +1 (575) 541 - 6501
MoneyGram 9315 OH-14 c, Streetsboro, OH 44241 +1 (330) 626 - 2901
Wells Fargo Home Mortgage 4722 Great Northern Blvd, North Olmsted, OH 44070 +1 (440) 801 - 3427

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Limaville, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Westlake, OH, Payday Loan Companies in Youngstown, OH, No Credit Check Loans in Akron, OH, Payday Loans in Bowling Green, OH, Payday Loans in Brunswick, OH, Payday Loans in Canton, OH, Quick Loan in Cincinnati, OH and Payday Loans in Cleveland, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Limaville, OH.

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Payday Loans Available in Limaville, OH By The Following ZIP Codes:

44640

Are Payday Loans Legal In Limaville, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Limaville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Limaville, Ohio. There's a default limit of $1,000 in Limaville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Limaville, OH payday loan calculator

Advise to read before applying

Are you a resident of Limaville, Ohio, who needs extra cash to cover an unexpected expense? Are you experiencing a financial emergency and looking for a quick solution? Payday loans can help you get through your tough times.

What are Payday Loans?

A payday loan is a short-term loan that you can get to cover your unexpected expenses or financial emergencies. It is a small-dollar loan that has to be repaid on your next payday, which is where the name “Payday Loan” came from.

In Ohio, payday loans are legal and offered by various lenders. The state has taken a proactive approach to regulate payday lenders, and borrowers have protections from unscrupulous lenders. For instance, the state legislature has enacted laws to cap interest rates at 28% while limiting the loan amount to $1000.

How Do Payday Loans Work in Limaville, Ohio?

As the name suggests, a payday loan is a short-term loan that is due on your next payday. When you take out this type of loan, you agree to repay the loan amount plus fees on your next payday. In Limaville, Ohio, the maximum loan amount you can borrow is $1,000.

Once you have submitted your loan application, a lender will evaluate your application and determine whether to approve or deny it based on your income and credit history. If approved, there are various ways to access your funds, such as receiving cash from the lender or having the money deposited into your bank account.

Pros and Cons of Taking Out a Payday Loan in Limaville, Ohio

Like any financial product, payday loans have advantages and disadvantages. Here are some of the pros and cons of taking out payday loans in Limaville, Ohio.

Pros

  • Payday loans are convenient and quick to access
  • You can get approved for a payday loan even with poor credit
  • You can use the funds for any purpose you see fit

Cons

  • Payday loans can be expensive with high-interest rates and fees
  • You need a stable income source to repay your loan
  • You can get trapped in a cycle of debt if you use payday loans repeatedly

Interesting Facts and Statistics about Payday Loans in Ohio

  • In 2019, Ohio had more than 1,000 storefront payday lenders and over 12 million payday loans
  • The average payday loan borrower in Ohio is a 44-year-old woman with an average income of $30,000
  • The payday loan industry in Ohio generates over $500 million in fees annually

Apply Now

If you’re looking for a payday loan in Limaville, Ohio, we can help you connect with potential lenders. At TheGuaranteedLoans, we are a connector service that can help you find the best lender for your needs. Please note that we are not a direct lender and do not provide loans ourselves.

To apply for a payday loan in Limaville, Ohio, simply fill out our online application form and provide the necessary details. Our system will match you with potential lenders who can provide you with the funds you need to cover your unexpected expenses.

Conclusion

Payday loans can be a useful financial tool to help you get through your tough times in Limaville, Ohio. However, it’s essential to understand the risks and benefits associated with payday loans and use them wisely.

Always read the loan agreement carefully and make sure you understand the repayment terms and conditions. You can also reach out to TheGuaranteedLoans for assistance in finding a reputable lender in Limaville, Ohio who will provide you with the best loan terms that you can manage.

F.A.Q.

Can I file a complaint against a payday lender in Limaville, Ohio if I feel that they have violated state or federal laws?

Yes, you can file a complaint against a payday lender in Limaville, Ohio if you feel that they have violated state or federal laws. You can file a complaint with the Ohio Department of Commerce, the Consumer Financial Protection Bureau, or the Federal Trade Commission.

What happens if I default on a payday loan in Limaville, Ohio?

If you default on a payday loan in Limaville, Ohio, the lender may use collection methods, such as contacting you by phone or mail, reporting the debt to credit bureaus, or garnishing your wages, to collect the debt. Defaulting on a payday loan can also damage your credit score and make it more difficult to obtain credit in the future.

Look for Short-Term Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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