Payday Loans in Lorain, Ohio
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Company name | Address | Zip code | Phone number |
---|---|---|---|
ACE Cash Express | 3040 Oberlin Ave | 44052 | +1 (440) 989 - 2274 |
Advance America | 3288 Oberlin Ave | 44053 | +1 (440) 989 - 3006 |
All Kind Check Cashing | 2193 N Ridge Rd | 44055 | +1 (440) 240 - 1110 |
Cash Stop | 2193 N Ridge Rd E | 44055 | +1 (440) 240 - 1110 |
Cashland | 4280 Oberlin Ave | 44053 | +1 (440) 282 - 2505 |
Check Into Cash | 3315 Oberlin Ave, 101 | 44053 | +1 (844) 335 - 5099 |
CheckSmart | 1429 N Ridge Rd | 44055 | +1 (440) 363 - 4288 |
CheckSmart | 2193 N Ridge Rd East | 44055 | +1 (440) 363 - 4288 |
First American Loans | 4375 Oberlin Ave | 44053 | +1 (440) 282 - 3505 |
First Federal Savings and Loan of Lorain | 3721 Oberlin Ave | 44053 | +1 (440) 282 - 6188 |
Genesis Accounting & Management Services | 4955 Oberlin Ave | 44053 | +1 (440) 989 - 2570 |
Loan Smart | 3342 Oberlin Ave | 44053 | +1 (440) 282 - 3441 |
Lorain Car Title Loans | 1980 Cooper Foster Park Rd | 44053 | +1 (440) 787 - 2128 |
Northwest Bank | 2850 Pearl Ave | 44055 | +1 (440) 277 - 1103 |
Payday Cash Advance | 4375 Oberlin Ave | 44053 | +1 (440) 282 - 3507 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Lorain, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mansfield, OH, Online Loans in Marion, OH, Payday Loan Without a Credit Check in Mason, OH, Short-term Loans in Massillon, OH, Payday Loans in Mentor, OH, Payday Loans in Middletown, OH, Payday Loans in Newark, OH and Payday Loans in North Olmsted, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lorain, OH.
Payday Loans Available in Lorain, OH By The Following ZIP Codes:
44053, 44052, 44055
Are Payday Loans Legal In Lorain, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Lorain, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Lorain, Ohio. There's a default limit of $1,000 in Lorain, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
Legal Status | Legal (at a low cost) |
---|---|
Interest Rate (APR, %) | 28 |
Maximum Loan Amount | $1,000 |
Minimum Loan Term | 91 days |
Maximum Loan Term | 1 year |
Number of Rollovers Allowed | 0 |
Finance Charges | 0.28 |