| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Peoples Bank | 300 Main St | 45744 | +1 (740) 896 - 2369 |
| Raymond James Financial Services | 300 Main St | 45744 | +1 (740) 896 - 2369 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Lowell, OH, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in North Royalton, OH, 24-Hour Loan in Reynoldsburg, OH, Payday Loans in Springfield, OH, 24-Hour Loan in Stow, OH, Payday Loans in Strongsville, OH, Payday Loans in Toledo, OH, Payday Loans in Warren, OH and Guaranteed Loans in West Chester, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lowell, OH.
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Beautiful sights of Lowell, OH
Payday Loans Available in Lowell, OH By The Following ZIP Codes:
45744
Are Payday Loans Legal In Lowell, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Lowell, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Lowell, Ohio. There's a default limit of $1,000 in Lowell, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Lowell, OH payday loan calculator
F.A.Q.
Can a payday lender require me to agree to arbitration or waive my legal rights in Lowell, Ohio?
No, a payday lender cannot require you to agree to arbitration or waive your legal rights in Lowell, Ohio. These types of provisions are prohibited by Ohio law, and if a lender is attempting to enforce them, you can contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.
Can a payday lender access my bank account or debit my account without my permission in Lowell, Ohio?
No, a payday lender cannot access your bank account or debit your account without your permission in Lowell, Ohio. If a lender is attempting to do so, you can contact your bank and request that they block the lender's access to your account. You can also contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.
How Many Cash Advance Companies are in Lowell, OH?
With the help of our service, you will be able to find 2 cash advance companies in Lowell, OH
What Cash Advance Companies in Lowell, OH are the most popular?
You should check Peoples Bank and Raymond James Financial Services. Also, you can start your application online on our website.