Payday Loans in Middle Bass, Ohio

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No payday loan companies in Middle Bass, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Susan Bennett - Thrivent 4055 Executive Park Dr Suite 400, Cincinnati, OH 45241 +1 (513) 370 - 2273
ATM M&t Bank 32390 Lorain Rd, North Ridgeville, OH 44039
Ohio Valley Cash Loans 1419 W Wooster Rd, Barberton, OH 44203
Advance America 15005 S. Springdale Ave, Unit 6, Middlefield, OH 44062 +1 (440) 632 - 0523
Millstream Area Credit Union 214 N Main St, North Baltimore, OH 45872 +1 (419) 422 - 5626
United Check Cashing 3207 N Dixie Dr, Dayton, OH 45414 +1 (937) 277 - 7110
Twin Valley Bank 251 W Washington Jackson Rd, Eaton, OH 45320 +1 (937) 336 - 5288
AgCredit 735A US Highway 20 E, Norwalk, OH 44857 +1 (419) 663 - 4020
Dick Clark Associates 875 Blake Ave SW, New Philadelphia, OH 44663 +1 (330) 308 - 5769
Raymond James & Associates 106 Starret St, Lancaster, OH 43130 +1 (614) 888 - 5235

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Middle Bass, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in North Ridgeville, OH, Online Loans in North Royalton, OH, Payday Loans in Reynoldsburg, OH, Payday Loans in Springfield, OH, Payday Loans in Stow, OH, Payday Loans in Strongsville, OH, Payday Loans in Toledo, OH and Payday Loans in Warren, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Middle Bass, OH.

Are Payday Loans Legal In Middle Bass, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Middle Bass, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Middle Bass, Ohio. There's a default limit of $1,000 in Middle Bass, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Middle Bass, OH payday loan calculator

Payday Loans in Middle Bass, Ohio

Payday loans are a popular financial tool used by many Americans in times of emergency. These small, short-term loans are typically used to cover unexpected expenses or bridge the gap between paychecks. In Ohio, payday loans are legal, with certain regulations in place to protect consumers from predatory lending practices. If you’re in Middle Bass, Ohio, and considering a payday loan, here’s what you need to know.

How Payday Loans Work

Payday loans are typically small-dollar loans, usually ranging from $100 to $1,000, that are meant to be repaid in a short time frame, usually within two weeks to a month. Unlike traditional loans, payday loans don’t require collateral and are based on the borrower’s income and ability to repay. The loan amount, plus fees and interest, is usually due on the borrower’s next payday.

When applying for a payday loan, you’ll need to provide proof of income, such as a pay stub or bank statement, as well as a valid government-issued ID. Some lenders may also require a post-dated check or access to the borrower’s bank account to withdraw the loan amount and fees when due.

Regulations in Ohio

While payday loans are legal in Ohio, the state has set certain regulations in place to protect consumers from predatory lending practices. The maximum loan amount in Ohio is $1,000, and lenders are not allowed to charge more than 28% in interest and fees on the loan amount. The loan term must also be at least 31 days, and borrowers have the right to rescind the loan within 72 hours without penalty.

It’s important to note that some payday lenders in Ohio operate under the Ohio Small Loan Act, which allows them to charge higher interest rates and fees. However, these lenders are required to disclose the terms of the loan, including the annual percentage rate (APR), to borrowers before they sign any loan agreement.

Benefits of Payday Loans

  • Quick and easy application process.
  • No credit check required.
  • Funds can be deposited into your account the same day.
  • Flexible repayment options.

Apply Now

If you’re in Middle Bass, Ohio, and in need of a payday loan, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and we’ll work with you to find a loan that meets your needs and budget. Please note we are a connector service, not a direct lender, and we don’t make credit decisions. Apply now to get started!

Interesting Facts about Payday Loans in Middle Bass, Ohio

  • Payday loans have been legal in Ohio since 1995, with new regulations put in place in 2018.
  • In 2019, Ohio residents borrowed an average of $327 from payday lenders.
  • The average APR for payday loans in Ohio is 591%.
  • According to a survey by the Federal Reserve, 40% of Americans would not be able to cover an unexpected expense of $400 without borrowing or selling something.

Remember, payday loans should only be used in times of emergency and as a last resort. It’s important to understand the terms and conditions of any loan before signing a contract, and to have a plan in place to repay the loan on time to avoid additional fees and charges.

F.A.Q.

Can I get a payday loan in Middle Bass, Ohio if I am a student?

Yes, students can get a payday loan in Middle Bass, Ohio as long as they meet the lender's eligibility requirements and can provide proof of income.

Can I get a payday loan in Middle Bass, Ohio if I do not have a bank account?

Yes, some payday lenders in Middle Bass, Ohio may offer alternative repayment methods, such as prepaid debit cards or money orders, for borrowers without a bank account. However, these options may come with additional fees. It is important to discuss your options with the lender before taking out a loan.