Payday Loans in Midvale, Ohio

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No payday loan companies in Midvale, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Mariner Finance 2720 Elida Rd Suite 144, Lima, OH 45805 +1 (567) 289 - 4051
NCP Finance 205 Sugar Camp Cir, Dayton, OH 45409 +1 (937) 228 - 5600
Chase Bank 150 W Main St, Newcomerstown, OH 43832 +1 (740) 498 - 8313
Consumers National Bank - Bergholz 256 2nd St, Bergholz, OH 43908 +1 (740) 768 - 2335
Antwerp Exchange Bank Co 305 S Main St, Antwerp, OH 45813 +1 (419) 258 - 5351
Superior Credit Union 39 Oak St, Amelia, OH 45102 +1 (513) 753 - 7645
First American Loans 1669 Marion Rd, Bucyrus, OH 44820 +1 (419) 563 - 2871
Huntington Mortgage Group Maumee St , Bowling Green, OH 43402, Bowling Green, OH 43402 +1 (419) 353 - 0940
Advance America 22678 Shore Center Dr, Euclid, OH 44123 +1 (216) 797 - 1924
Northwest Bank 1903 Hubbard Rd, Madison, OH 44057 +1 (440) 428 - 0800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Midvale, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bowling Green, OH, Payday Loans in Brunswick, OH, Payday Loans in Canton, OH, No Credit Check Loans in Cincinnati, OH, Payday Loans in Cleveland, OH, Online Loans in Columbus, OH, Payday Loans in Cuyahoga Falls, OH and 24-Hour Loan in Dayton, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Midvale, OH.

Beautiful sights of Midvale, OH

Payday Loans Available in Midvale, OH By The Following ZIP Codes:

44653

Are Payday Loans Legal In Midvale, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Midvale, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Midvale, Ohio. There's a default limit of $1,000 in Midvale, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Midvale, OH payday loan calculator

Understanding Payday Loans in Midvale, Ohio

For many people in Midvale, Ohio, a payday loan can be a valuable financial tool. Also known as cash advance loans, payday loans can provide consumers with emergency funds to cover unexpected expenses or bills. With TheGuaranteedLoans website as a trusted loan connector, you can easily get connected to a licensed lender that provides payday loans in Midvale.

What is a Payday Loan?

A payday loan is a short-term financial product that is designed to be repaid within a few weeks, typically on the borrower’s next payday. These loans are generally small, ranging from a few hundred to a couple of thousand dollars, and are intended to be used for emergency expenses, such as unexpected car repairs or medical bills.

Payday loans in Midvale, Ohio are regulated by the Ohio General Assembly. Under Ohio law, payday loan lenders can only charge a maximum interest rate of 28% per annum, which is significantly lower than the interest rates charged in other states. This means that payday loans in Ohio are a cost-effective way to obtain short-term financing.

How Does a Payday Loan Work?

The application process for payday loans is usually straightforward and can be completed online or in-person. To apply for a payday loan in Midvale, you will typically need to provide the following information:

  • Your name, address, and social security number
  • Proof of income, such as a pay stub or bank statement
  • Information about your checking account

If you are approved for a payday loan, the lender will generally deposit the funds into your checking account within a few days. On your next payday, the lender will automatically deduct the loan amount, plus any interest and fees, directly from your account.

What Are the Benefits of a Payday Loan?

Payday loans can be a useful financial tool for many people in Midvale, Ohio. Here are some of the benefits of payday loans:

  • Fast and easy application process
  • No credit check required
  • No collateral needed
  • Can be used to cover unexpected expenses or bills

What Are the Risks of a Payday Loan?

While payday loans can be a useful financial tool, they can also be risky if not used responsibly. Here are some of the risks of payday loans:

  • High interest rates and fees
  • Can lead to a cycle of debt if not repaid on time
  • May not be a sustainable solution for long-term financial problems

Interesting Facts and Statistics about Payday Loans in Midvale, Ohio

– In 2019, there were over 1.5 million payday loans taken out in Ohio, with an average loan amount of $375.

– The Ohio General Assembly passed a law in 2018 limiting the annual percentage rate (APR) for payday loans to 28%, down from an average APR of 591% in 2016.

– According to a study by the Pew Charitable Trusts, the average payday loan borrower takes out eight loans per year, spending an average of $520 on interest and fees.

Apply Now for a Payday Loan with TheGuaranteedLoans

If you need emergency funds in Midvale, Ohio, a payday loan may be a viable option. At TheGuaranteedLoans website, we can connect you with licensed lenders that provide payday loans in Midvale.

Our application process is fast and easy, and we do not require a credit check. However, it is important to remember that our service is a connector, not a direct lender. We simply facilitate your connection with potential lenders, and you will need to work directly with your lender to understand all the terms and conditions of your loan.

To get started today, simply visit our website and fill out our online application form. Our team of loan specialists will work with you to find a payday loan that meets your individual needs and financial situation.

F.A.Q.

Can a payday lender require me to agree to arbitration or waive my legal rights in Midvale, Ohio?

No, a payday lender cannot require you to agree to arbitration or waive your legal rights in Midvale, Ohio. These types of provisions are prohibited by Ohio law, and if a lender is attempting to enforce them, you can contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.

Can a payday lender access my bank account or debit my account without my permission in Midvale, Ohio?

No, a payday lender cannot access your bank account or debit your account without your permission in Midvale, Ohio. If a lender is attempting to do so, you can contact your bank and request that they block the lender's access to your account. You can also contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.