Payday Loans in Milledgeville, Ohio

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Milledgeville, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
1 Hour Car Title Loans Youngstown 630 Gypsy Ln, Youngstown, OH 44505 +1 (234) 241 - 1050
GenoaBank 24950 OH-51, Millbury, OH 43447 +1 (419) 836 - 2351
Northwest Bank 70 Richmond St, Painesville, OH 44077 +1 (440) 352 - 6972
Woodforest National Bank 3200 Atlantic Blvd NE, Canton, OH 44705 +1 (330) 456 - 2152
1st National Bank & ATM 11 US-22, Maineville, OH 45039 +1 (513) 697 - 1300
Auto Choice Chevrolet Buick 100 E 26th St 1784, Bellaire, OH 43906 +1 (740) 676 - 6341
Peoples Bank 135 Howard St, Sabina, OH 45169 +1 (937) 584 - 2466
KeyBank 8609 Owenfield Dr, Powell, OH 43065 +1 (740) 549 - 6580
The Community Bank 199 W Main St, New Concord, OH 43762 +1 (740) 826 - 1100
VRS Hometown Loans 1170 Alliance Rd NW, Minerva, OH 44657 +1 (330) 868 - 0886

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Milledgeville, OH, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Westlake, OH, Payday Loans in Youngstown, OH, Payday Loans in Akron, OH, Payday Loans in Bowling Green, OH, Online Loans in Brunswick, OH, Payday Loans in Canton, OH, Payday Loans in Cincinnati, OH and Payday Loans in Cleveland, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Milledgeville, OH.

Payday Loans Available in Milledgeville, OH By The Following ZIP Codes:

43142

Are Payday Loans Legal In Milledgeville, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Milledgeville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Milledgeville, Ohio. There's a default limit of $1,000 in Milledgeville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Milledgeville, OH payday loan calculator

When financial emergencies arise, payday loans can be a helpful solution. In Ohio, payday loans are legal at a low cost, making them convenient to access in times of need. If you live in Milledgeville, Ohio, it’s important to understand how payday loans work and what options are available to you.

What are Payday Loans?

Payday loans are small, short-term loans typically used for unexpected expenses or emergencies. These loans are usually due on the borrower’s next payday.

Payday loans are typically smaller in amount than traditional personal loans, ranging from $100 to $1,000. The loan term is short, usually two to four weeks. Payday loans are designed to be a short-term solution to financial problems.

How Do Payday Loans Work?

To apply for a payday loan, you’ll need to provide your lender with some basic information, including your name, address, and contact information. You’ll also need to show proof of income and provide your bank account information so the lender can deposit your loan funds and withdraw repayment when it’s due.

Once your application is approved, the funds will be deposited into your account. You’ll repay the loan plus interest and fees on your next payday. In Ohio, payday loan fees are capped at 28% plus a $1.08 fee for every $100 borrowed.

What are the Benefits of Payday Loans?

Payday loans offer several benefits, including:

  • Quick access to cash. Payday loans can be approved in as little as a few minutes and funds can be deposited into your account on the same day.
  • No credit check. Unlike traditional loans, payday lenders typically don’t require a credit check, making it easier for those with poor credit to get approved.
  • Flexible repayment options. Payday loans are due on your next payday, but some lenders may offer extended repayment plans or rollover options.

What are the Risks of Payday Loans?

While payday loans can be helpful in emergencies, they can also come with risks. Some of the risks of payday loans include:

  • High interest rates. Payday loans typically come with high interest rates, making them a costly option if you can’t repay them on time.
  • Debt trap. If you can’t repay your payday loan on time, the fees and interest can quickly add up, trapping you in a cycle of debt.
  • Scams. Some payday lenders may engage in shady practices, including charging illegal fees or using aggressive collection tactics.

Payday Loans in Milledgeville, Ohio

If you live in Milledgeville, Ohio, there are several options available to you if you’re in need of a payday loan. Some of the top payday loan lenders in Milledgeville include:

  • Cash Advance & Check Cashing
  • CheckSmart
  • First American Cash Advance

Before applying for a payday loan, be sure to read the lender’s terms and conditions carefully and understand the fees and interest rates associated with the loan. It’s also a good idea to compare rates and terms from multiple lenders to find the best deal.

Interesting Facts About Payday Loans in Milledgeville, Ohio

  • In 2019, Ohio passed a law capping payday loan interest rates at 28% and limiting the amount of loans borrowers can take out each year.
  • According to a Pew Charitable Trusts report, the average payday loan borrower in Ohio takes out 10 loans per year.
  • While payday loans are legal in Ohio, some cities and towns have passed their own ordinances regulating or banning payday lending.

Apply Now

If you need a payday loan in Milledgeville, Ohio, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, TheGuaranteedLoans doesn’t directly lend money, but we can help you find a lender that meets your needs.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application form. We’ll ask for some basic information about your income and employment, as well as your desired loan amount and repayment term. Once you submit your application, we’ll connect you with potential lenders who may be able to offer you a loan.

Remember, payday loans are a short-term solution to financial problems. Before applying for a payday loan, consider other options, such as borrowing from friends or family, selling unused items, or picking up extra work. If you do decide to take out a payday loan, be sure to read the terms and conditions carefully and only borrow what you can afford to repay.

F.A.Q.

Can I rollover or renew a payday loan in Milledgeville, Ohio if I cannot repay it on time?

No, you cannot rollover or renew a payday loan in Milledgeville, Ohio if you cannot repay it on time. However, you can request an extended payment plan from the lender, as long as you have not already used this option in the past 60 days.

Are there any restrictions on where payday loans can be taken out in Milledgeville, Ohio?

Yes, there are restrictions on where payday loans can be taken out in Milledgeville, Ohio. Payday lenders must be licensed by the Ohio Department of Commerce, and they must follow all state and federal laws, including the Truth in Lending Act and the Military Lending Act. Payday loans are not allowed to be taken out on military bases or on any property owned by the federal government.