Payday Loans in Mount Blanchard, Ohio

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No payday loan companies in Mount Blanchard, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
MERCHANTS NATIONAL BANK 102 Jefferson St, Greenfield, OH 45123 +1 (937) 981 - 5751
PNC Bank 550 W Market St, Tiffin, OH 44883 +1 (419) 447 - 3416
CashMax Ohio 981 N Bridge St, Chillicothe, OH 45601 +1 (740) 851 - 4073
KeyBank 145 N Chestnut St, Ravenna, OH 44266 +1 (330) 296 - 3821
Wright Patt Credit Union Member Center, 161 Carrie Dr, Wilmington, OH 45177 +1 (800) 762 - 0047
Loanmax Title Loans 9292 OH-14, Streetsboro, OH 44241 +1 (330) 470 - 4665
Fairway Independent Mortgage Corporation 5577 Monroe St A, Sylvania, OH 43560 +1 (419) 481 - 8696
The Federal Home Loan Bank of Cincinnati 221 E 4th St 600, Cincinnati, OH 45202 +1 (513) 852 - 7500
First Choice Cash Advance 1028 Columbus Ave, Marysville, OH 43040 +1 (937) 642 - 4484
S&T Bank 2032 Front St, Cuyahoga Falls, OH 44221 +1 (330) 968 - 2013

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mount Blanchard, OH, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Dublin, OH, 24-Hour Loan in Elyria, OH, No Credit Check Loans in Euclid, OH, Short-term Loans in Fairborn, OH, Payday Loans in Fairfield, OH, Payday Loans in Findlay, OH, Payday Loans in Grove City, OH and Emergency Loan in Hamilton, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mount Blanchard, OH.

Beautiful sights of Mount Blanchard, OH

Payday Loans Available in Mount Blanchard, OH By The Following ZIP Codes:

45867

Are Payday Loans Legal In Mount Blanchard, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Mount Blanchard, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Mount Blanchard, Ohio. There's a default limit of $1,000 in Mount Blanchard, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Mount Blanchard, OH payday loan calculator

What You Need to Know about Payday Loans in Mount Blanchard, Ohio

Life has a way of throwing us unexpected expenses when we can least afford them. Whether it’s a medical bill or a car repair, these expenses can quickly add up and leave us scrambling to cover them. This is where payday loans can come in handy.

In Mount Blanchard, Ohio, payday loans are legal and available to residents who need a short-term financial boost. But before you decide to take out a payday loan, here’s what you need to know.

How Do Payday Loans Work?

Payday loans are short-term loans that you repay with your next paycheck. They are typically for small amounts, ranging from $100 to $1,500.

When you take out a payday loan, the lender will require you to write a check or authorize an electronic withdrawal for the loan amount plus any fees and interest. The loan will be due on your next payday, which is why they are called payday loans.

If you are unable to repay the loan in full on your next payday, the lender may allow you to roll it over for another payday, but this will come with additional fees and interest.

What Are the Requirements for Obtaining a Payday Loan in Mount Blanchard, Ohio?

In order to obtain a payday loan in Mount Blanchard, Ohio, you must meet certain requirements:

  • You must be at least 18 years old
  • You must be a citizen or permanent resident of the United States
  • You must have a regular source of income
  • You must have a checking account

Keep in mind that lenders may have additional requirements, so be sure to check with the lender before applying.

What Is the Cost of a Payday Loan in Mount Blanchard, Ohio?

In Ohio, the maximum interest rate on payday loans is 28% per annum. This means you will pay $28 in interest for every $100 you borrow.

Lenders may also charge fees for payday loans, including origination fees and late fees. Be sure to read the loan agreement carefully before agreeing to the terms and fees.

Interesting Facts and Statistics about Payday Loans in Mount Blanchard, Ohio

  • Payday lending is legal in Ohio, but there are regulations in place to protect consumers from predatory lending practices.
  • The average APR (Annual Percentage Rate) for payday loans in Ohio is 591%, which is higher than the average APR for credit cards, car loans, and personal loans.
  • Ohio payday loan borrowers take out an average of 10 loans per year, spending an average of 214 days in debt.
  • As of 2019, there were approximately 1,100 payday loan storefronts in Ohio.

Apply Now for a Payday Loan in Mount Blanchard, Ohio

If you find yourself in need of a short-term loan to cover unexpected expenses, TheGuaranteedLoans can help connect you with potential lenders in Mount Blanchard, Ohio. Our online application process is quick and easy, and you can find out if you are approved in as little as a few minutes.

Remember, TheGuaranteedLoans is not a direct lender, but we are a connector service that can help you find potential lenders who may be able to help you. Fill out our online application now and take the first step towards getting the financial help you need.

Get started now by visiting our website and submitting your online application.

F.A.Q.

Can I be charged a higher interest rate or fee if I have bad credit or no credit history in Mount Blanchard, Ohio?

No, you cannot be charged a higher interest rate or fee if you have bad credit or no credit history in Mount Blanchard, Ohio. The maximum interest rate and fee that can be charged on payday loans in Mount Blanchard, Ohio are set by state law and are the same for all borrowers, regardless of their credit history.

Are there any alternatives to payday loans in Mount Blanchard, Ohio?

Yes, there are alternatives to payday loans in Mount Blanchard, Ohio, such as small dollar loans, credit union loans, and installment loans. These options may have lower interest rates and fees, longer repayment terms, and more flexible eligibility requirements than payday loans.