Payday Loans in New Bloomington, Ohio

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in New Bloomington, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Buckeye Check Cashing 140 S Sandusky St, Delaware, OH 43015 +1 (740) 362 - 4081
AgCredit, ACA 3113 OH-98, Bucyrus, OH 44820 +1 (419) 562 - 7926
Directions Credit Union 4150 Brockway Dr, Perrysburg, OH 43551 +1 (419) 931 - 9458
First Federal Savings & Loan 624 W South Boundary St STE A, Perrysburg, OH 43551 +1 (419) 874 - 3231
Oxford Lending 441 Lexington Ave, Mansfield, OH 44907 +1 (419) 756 - 9784
Ashland Community Federal CU 1123 Sugarbush Dr, Ashland, OH 44805 +1 (419) 289 - 6211
Stifel 109 E Main St 308, Lancaster, OH 43130 +1 (740) 654 - 5996
Peoples Federal Savings & Loan 403 S Pike St, Anna, OH 45302 +1 (937) 394 - 2265
Superior Credit Union 1650 N County Line St, Fostoria, OH 44830 +1 (419) 435 - 8513
Cashland 714 Washington Blvd, Belpre, OH 45714 +1 (740) 401 - 0687

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Bloomington, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Akron, OH, Payday Loans in Bowling Green, OH, Payday Loans in Brunswick, OH, Bad Credit Loans in Canton, OH, Payday Loan Companies in Cincinnati, OH, Payday Loans in Cleveland, OH, Payday Loan for Columbus, OH and Payday Loans in Cuyahoga Falls, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Bloomington, OH.

Beautiful sights of New Bloomington, OH

Payday Loans Available in New Bloomington, OH By The Following ZIP Codes:

43341

Are Payday Loans Legal In New Bloomington, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in New Bloomington, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in New Bloomington, Ohio. There's a default limit of $1,000 in New Bloomington, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

New Bloomington, OH payday loan calculator

Payday Loans: A Financial Option in New Bloomington, Ohio

Money troubles can hit anyone at any time. Whether you’re dealing with unexpected bills, car repairs, or medical expenses, having access to fast funding can make all the difference. Fortunately, Ohio law allows for low-cost payday loans, making it easier for residents to get fast cash when they need it most. In this article, you’ll learn everything you need to know about payday loans in New Bloomington, Ohio, and how you can get started with TheGuaranteedLoans.

What is a Payday Loan?

A payday loan is a type of short-term loan that can help you bridge the gap between paychecks. These loans are designed to be repaid within a few weeks, typically on your next payday. The loans are typically for amounts of less than $1,000, although some lenders may offer higher amounts depending on your income and credit history.

How Do Payday Loans Work in New Bloomington, Ohio?

Payday loans are legal in Ohio, but there are certain regulations that lenders must follow to ensure they are providing safe and fair lending options for consumers. In New Bloomington, Ohio, lenders are subject to the following regulations:

  • Lenders can charge up to 28% in interest and fees on payday loans.
  • The maximum loan amount is $1,000 or 25% of your gross monthly income, whichever is less.
  • The loan term must be between 91 days and one year.
  • Borrowers are only allowed to have one outstanding payday loan at a time.
  • Lenders must disclose all fees and terms in writing before borrowers sign a loan agreement.
  • Lenders cannot require borrowers to pay any fees before funding is provided.

It’s important to note that while payday loans can be a helpful financial tool for some, they do come with some risks. The high interest rates and short repayment terms can make it difficult for borrowers to repay the loans on time, potentially leading to a cycle of debt. It’s important to carefully consider all of your options before taking out a payday loan and to only borrow what you can realistically afford to repay.

Why Choose TheGuaranteedLoans?

If you’re considering a payday loan in New Bloomington, Ohio, TheGuaranteedLoans can help. We are a connection service that works with a network of verified lenders to help match you with the loans you need. With our streamlined online application process, you can apply for a loan in a matter of minutes and get a decision quickly. Plus, because we work with multiple lenders, you may have access to more loan options than you would if you applied directly with a single lender.

The Application Process

If you’re ready to apply for a payday loan in New Bloomington, Ohio, simply head to TheGuaranteedLoans website and click on the “Apply Now” button. From there, you’ll be asked to provide some basic information about yourself, including your name, address, and income. You’ll also need to provide some information about your employment, including your employer’s name and contact information, as well as your pay frequency and net income.

Once you’ve submitted your application, our system will scan our network of lenders to find the best match for your needs. If you’re approved, you’ll be redirected to the lender’s website to complete the application process. It’s important to carefully review all of the terms and conditions of the loan before accepting the funds, including the interest rates, fees, and repayment terms.

Interesting Facts and Statistics About Payday Loans in New Bloomington, Ohio

  • Ohio has some of the most restrictive payday loan laws in the country. In addition to capping interest rates and loan amounts, Ohio also requires lenders to offer payment plans for borrowers who have difficulty repaying the loans on time.
  • In 2019, Ohio voters passed a ballot measure that capped the interest and fees on payday loans at 28%.
  • According to a report from the Center for Responsible Lending, Ohio borrowers paid over $185 million in fees on payday loans in 2019.
  • The average payday loan borrower in Ohio takes out 10 loans per year, spending nearly 200 days in debt annually.

Apply Now with TheGuaranteedLoans

If you’re ready to take the first step towards financial peace of mind, visit TheGuaranteedLoans website today and click on the “Apply Now” button. We’ll help you connect with the lenders you need to get the fast cash you need, all while ensuring you have access to transparent and fair lending options. Apply now and see what TheGuaranteedLoans can do for you!

F.A.Q.

Can I get a payday loan in New Bloomington, Ohio if I am a student?

Yes, students can get a payday loan in New Bloomington, Ohio as long as they meet the lender's eligibility requirements and can provide proof of income.

Can I get a payday loan in New Bloomington, Ohio if I do not have a bank account?

Yes, some payday lenders in New Bloomington, Ohio may offer alternative repayment methods, such as prepaid debit cards or money orders, for borrowers without a bank account. However, these options may come with additional fees. It is important to discuss your options with the lender before taking out a loan.