| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Joseph Mitchell - Raymond James | 451 Allenby Dr, Marysville, OH | 43040 | +1 (937) 738 - 7030 |
| Regency Finance Company | 145 S Lundy Ave, Salem, OH | 44460 | +1 (330) 332 - 0356 |
| Rehmann | 7124 Central Ave, Toledo, OH | 43617 | +1 (419) 865 - 8118 |
| Western Union | Us Bank, 702 4th St E, South Point, OH | 45680 | +1 (740) 377 - 4336 |
| Chase Bank | 3394 Elm Rd NE, Warren, OH | 44483 | +1 (330) 372 - 2666 |
| LorMet Community Federal Credit Union | 2051 Cooper Foster Park Rd, Amherst, OH | 44001 | +1 (440) 960 - 6600 |
| Check `n Go | 9231 Mentor Ave, Mentor, OH | 44060 | +1 (440) 205 - 8888 |
| Quick Payday Loans | 4884 Dressler Rd NW, Canton, OH | 44718 | +1 (330) 648 - 4116 |
| Directions Credit Union | 1127 4th St NW, New Philadelphia, OH | 44663 | +1 (888) 508 - 2228 |
| CashMax Ohio | 792 Hebron Rd, Heath, OH | 43056 | +1 (740) 788 - 8911 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Newbury, OH, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Middletown, OH, Payday Loans in Newark, OH, Payday Loans in North Olmsted, OH, Quick Loan in North Ridgeville, OH, Short-term Loans in North Royalton, OH, Payday Loan Without a Credit Check in Reynoldsburg, OH, Payday Loans in Springfield, OH and Payday Loans in Stow, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Newbury, OH.
Advise to read before applying
Beautiful sights of Newbury, OH
Payday Loans Available in Newbury, OH By The Following ZIP Codes:
44065
Are Payday Loans Legal In Newbury, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Newbury, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Newbury, Ohio. There's a default limit of $1,000 in Newbury, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Newbury, OH payday loan calculator
F.A.Q.
Can I rollover my payday loan in Newbury, Ohio?
No, rollovers are not allowed in Newbury, Ohio. This means that if you are unable to repay your loan on the due date, the lender cannot extend the loan term or offer a new loan to cover the outstanding balance. You will need to make arrangements to repay the loan in full.
Are there any alternative options to payday loans in Newbury, Ohio?
Yes, there are alternative options to payday loans in Newbury, Ohio. For example, some credit unions and banks offer short-term loans with more favorable terms and rates. Additionally, there are organizations that offer financial counseling and assistance with budgeting and debt management.