Payday Loans in Nova, Ohio

No payday loan companies in Nova, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Bank 5 S Main St, Oberlin, OH 44074 +1 (440) 774 - 1292
First Service Federal Credit Union 2164 Hilliard Rome Rd, Hilliard, OH 43026 +1 (614) 836 - 0100
Westfield Bank Two Park Circle, Westfield Center, OH 44251 +1 (800) 368 - 8930
Raymond James Financial Services 650 N Detroit St, Xenia, OH 45385 +1 (937) 374 - 2222
Woodforest National Bank 131 W Gypsy Lane Rd, Bowling Green, OH 43402 +1 (419) 352 - 2070
Raymond James Financial Services 306 Clinton St, Defiance, OH 43512 +1 (419) 517 - 7001
Premier Bank 1800 Scott St, Napoleon, OH 43545 +1 (419) 599 - 2727
First American Loans 12906 State Route 664 South, Unit A-6, Logan, OH 43138 +1 (740) 380 - 1751
Consumers National Bank - Bergholz 256 2nd St, Bergholz, OH 43908 +1 (740) 768 - 2335
Check Into Cash 3656 Center Rd #190, Brunswick, OH 44212 +1 (330) 558 - 0024

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Nova, OH, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Lima, OH, Payday Loans in Lorain, OH, Same Day Loans in Mansfield, OH, Guaranteed Loans in Marion, OH, Payday Loans in Mason, OH, Same Day Loans in Massillon, OH, Payday Loans in Mentor, OH and Payday Loans in Middletown, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Nova, OH.

Beautiful sights of Nova, OH

Are Payday Loans Legal In Nova, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Nova, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Nova, Ohio. There's a default limit of $1,000 in Nova, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Nova, OH payday loan calculator

F.A.Q.

Can a payday lender require me to agree to arbitration or waive my legal rights in Nova, Ohio?

No, a payday lender cannot require you to agree to arbitration or waive your legal rights in Nova, Ohio. These types of provisions are prohibited by Ohio law, and if a lender is attempting to enforce them, you can contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.

Can a payday lender access my bank account or debit my account without my permission in Nova, Ohio?

No, a payday lender cannot access your bank account or debit your account without your permission in Nova, Ohio. If a lender is attempting to do so, you can contact your bank and request that they block the lender's access to your account. You can also contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.