Company name | Address | Zip code | Phone number |
---|---|---|---|
CheckSmart | 1219 Mentor Ave | 44077 | +1 (440) 392 - 2274 |
Dollar Bank | 1209 Mentor Ave | 44077 | +1 (440) 352 - 6261 |
Express Cash Advance | 1440 Mentor Ave | 44077 | +1 (440) 639 - 5100 |
First American Loans | 1616 Mentor Ave | 44077 | +1 (440) 392 - 6057 |
Huntington Bank | 1201 Mentor Ave | 44077 | +1 (440) 354 - 1519 |
KeyBank | 8 N State St | 44077 | +1 (440) 352 - 5258 |
L.C.E. Federal Credit Union | 77 N St Clair St | 44077 | +1 (440) 357 - 2560 |
Loanmax Title Loans | 1522 Mentor Ave | 44077 | +1 (440) 853 - 2240 |
Northwest Bank | 70 Richmond St | 44077 | +1 (440) 352 - 6972 |
Painesville Credit Union | 280 N St Clair St | 44077 | +1 (440) 352 - 8974 |
PNC Bank | 40 W Erie St | 44077 | +1 (440) 354 - 2300 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Painesville, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lorain, OH, Guaranteed Loans in Mansfield, OH, Payday Loans in Marion, OH, Guaranteed Loans in Mason, OH, Payday Loans in Massillon, OH, Payday Loans in Mentor, OH, Payday Loan for Middletown, OH and Payday Loans in Newark, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Painesville, OH.
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Payday Loans Available in Painesville, OH By The Following ZIP Codes:
44077
Are Payday Loans Legal In Painesville, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Painesville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Painesville, Ohio. There's a default limit of $1,000 in Painesville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
Legal Status | Legal (at a low cost) |
---|---|
Interest Rate (APR, %) | 28 |
Maximum Loan Amount | $1,000 |
Minimum Loan Term | 91 days |
Maximum Loan Term | 1 year |
Number of Rollovers Allowed | 0 |
Finance Charges | 0.28 |