Payday Loans in Pedro, Ohio

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Pedro, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Bank 1394 Ety Shops Way, Lancaster, OH 43130 +1 (740) 654 - 6447
Advance America 840 N Clinton St, Defiance, OH 43512 +1 (419) 782 - 4424
Hilltop Pawn Shop Inc 3109 W Broad St, Columbus, OH 43204 +1 (614) 274 - 0979
Check n Go 1971 E Dublin Granville Rd, Columbus, OH 43229 +1 (614) 841 - 4862
KeyBank 7925 Hills and Dales Rd NW, Massillon, OH 44646 +1 (330) 833 - 4109
Advance America 1331 W 1st St, Springfield, OH 45504 +1 (937) 325 - 4703
Hillsboro Pawn & Jewelry 116 S High St, Hillsboro, OH 45133 +1 (937) 393 - 1199
Woodforest National Bank 23605 Airport Rd, Coshocton, OH 43812 +1 (740) 295 - 0936
Walmart Supercenter 70 Hospitality Dr, Xenia, OH 45385 +1 (937) 376 - 9878
Eagle Loan 1901 Whipple Ave NW, Canton, OH 44708 +1 (330) 546 - 7411

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pedro, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Dayton, OH, Payday Loans in Delaware, OH, Online Loans in Dublin, OH, No Credit Check Loans in Elyria, OH, Payday Loans in Euclid, OH, Payday Loans in Fairborn, OH, Payday Loans in Fairfield, OH and No Credit Check Loans in Findlay, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pedro, OH.

Useful Articles

Payday Loans Available in Pedro, OH By The Following ZIP Codes:

45638, 45659

Are Payday Loans Legal In Pedro, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Pedro, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Pedro, Ohio. There's a default limit of $1,000 in Pedro, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Pedro, OH payday loan calculator

Advise to read before applying

Payday loans are an appealing option for those in need of quick cash. They are particularly attractive to individuals with poor credit scores or those with no credit history at all. If properly used, they can provide temporary financial relief to borrowers. However, payday loans can cause more problems than they solve if not used appropriately. In this article, we will explore payday loans in Pedro, Ohio, to provide insight into the advantages and disadvantages of these loans.

Understanding Payday Loans

A payday loan is a type of short-term loan that a borrower typically pays back on their next payday. These loans offer a quick injection of funds when a borrower is facing a financial emergency. The loans are usually small amounts and may be approved without checking the borrower’s credit score or credit history. Payday loans differ from traditional personal loans in several ways:

  • Payday loans have much higher interest rates than traditional personal loans
  • Payday loans are for a much shorter repayment term, typically 14 days to 30 days
  • Lenders require access to the borrower’s bank account or a post-dated check for the amount borrowed plus interest and fees

Payday Loans in Pedro, Ohio

In Ohio, payday loans are legal, but come with restrictions to help reduce the risk of borrowers becoming trapped in a cycle of debt. Ohio limits the amount of payday loans a borrower can take out to a maximum of $1,000, among other provisions. Pedro residents seeking a payday loan must follow the strict state regulations that Ohio has set in place.

The Application Process

To apply for a payday loan in Pedro, Ohio, a borrower must provide their personal information, employment information and banking information. The lender will use this information to determine if they qualify for the loan. The application is usually quick and easy, and borrowers can apply online at TheGuaranteedLoans website.

The Cost of a Payday Loan in Ohio

The fees and interest rates for payday loans in Ohio are generally lower than those in other states, thanks to the state’s regulations. Loan fees are limited to 10% of the principal amount, while the APR for a 14-day $100 loan is capped at 652.08%. Interest rates vary based on several factors, but mostly on the borrower’s creditworthiness and their credit score based on their history.

The Risks of Payday Loans

The high-interest rates and short repayment terms mean that borrowers who fail to repay their loans in full and on time can become trapped in a cycle of debt. This can result in additional fees and interest charges, making it almost impossible for them to get out of debt. It is important that borrowers fully understand the terms of their loan before agreeing to it and that they only borrow what they can comfortably repay in the given time frame.

Interesting Facts and Statistics about Payday Loans in Pedro, Ohio

  • The number of licensed payday lenders in Ohio has decreased from 650 to 584 since the enactment of new rules in 2019.
  • The average amount of a payday loan in Ohio is $332.59.
  • The average APR on a two-week payday loan in Ohio is 597%.

Apply Now

TheGuaranteedLoans serves as a connector service for individuals seeking payday loans. We understand that our customers need a quick and easy application process when they require quick cash for an emergency. We work with a network of trusted lenders to make this possible.

Apply for a payday loan online at TheGuaranteedLoans website, and we will do our best to match you with a lender suitable for your needs. It is important to note that while we can help connect you to a lender, we do not make the lending decisions, nor do we charge fees to borrowers for our services.

In Conclusion

Payday loans can be a helpful financial tool when used appropriately. However, Pedro, Ohio residents should only consider payday loans as a last resort. It is essential that potential borrowers study the loan regulations in Ohio and fully comprehend the loan terms before signing any agreements. Borrowers should also ensure that they are in a position to repay the loan in full and on time to avoid getting trapped in a cycle of debt.

F.A.Q.

Are payday loans in Pedro, Ohio regulated by the state?

Yes, payday loans in Pedro, Ohio are regulated by the Ohio Department of Commerce, which sets the maximum interest rate and fees and ensures that lenders comply with state laws.

Can I get a payday loan in Pedro, Ohio if I am a military service member?

Yes, military service members are eligible for payday loans in Pedro, Ohio, but they are protected by the Military Lending Act, which limits the interest rate to 36% APR.

Look for Short-Term Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.