| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Coshocton Federal Credit Union | 406 Main St 5, Coshocton, OH | 43812 | +1 (740) 623 - 0527 |
| First Federal Savings & Loan | 30 S 3rd St, Waterville, OH | 43566 | +1 (419) 878 - 9231 |
| Woodsfield Savings Bank | 201 N Chestnut St, Barnesville, OH | 43713 | +1 (740) 425 - 3000 |
| KeyBank | 120 W Streetsboro St, Hudson, OH | 44236 | +1 (234) 380 - 4566 |
| Advance America | 9360 Mentor Ave h, Mentor, OH | 44060 | +1 (440) 205 - 0650 |
| U.S. Bank Branch | 1210 Main St, Smithfield, OH | 43948 | +1 (740) 733 - 7400 |
| Ohio Auto Loan Services, Inc. | 1292 E Ash St, Piqua, OH | 45356 | +1 (937) 451 - 3824 |
| Your Legacy Federal Credit Union | 25 Shaffer Park Dr, Tiffin, OH | 44883 | +1 (419) 448 - 0191 |
| United States Postal Service | 82422 Cadiz-Jewett Rd, Cadiz, OH | 43907 | +1 (800) 275 - 8777 |
| CheckSmart | 22318A Lakeshore Blvd, Euclid, OH | 44123 | +1 (216) 289 - 8462 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Portage, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Columbus, OH, Payday Loans in Cuyahoga Falls, OH, 24-Hour Loan in Dayton, OH, Payday Loans in Delaware, OH, Payday Loan Companies in Dublin, OH, Payday Loans in Elyria, OH, Payday Loans in Euclid, OH and Payday Loan for Fairborn, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Portage, OH.
Advise to read before applying
Useful Articles
- $2500 Installment Loans
- Same-Day Installment Loans
- Get approved for a $5,000 personal loan in minutes: Here’s what you need to know.
- First Time Personal Loans No Credit History
- Pre Approved Personal Loan
- No Income Verification Personal Loans
- Personal Loans for School
- Personal Loans for Business
- Personal Loans for Unemployed
- $1000 Personal Loan
Beautiful sights of Portage, OH
Payday Loans Available in Portage, OH By The Following ZIP Codes:
43451
Are Payday Loans Legal In Portage, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Portage, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Portage, Ohio. There's a default limit of $1,000 in Portage, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Portage, OH payday loan calculator
F.A.Q.
How do I repay a payday loan in Portage, Ohio?
You can repay a payday loan in Portage, Ohio by providing the lender with a post-dated check or authorizing them to withdraw the funds electronically from your bank account on the due date. You can also repay the loan in full or in part at any time before the due date without incurring any additional charges or fees.
What if I cannot repay a payday loan in Portage, Ohio on time?
If you cannot repay a payday loan in Portage, Ohio on time, you have the right to request an extended payment plan from the lender. Under this plan, the lender must allow you to make at least four payments over a 60-day period, with no additional fees or charges.