| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Home National Bank | 502 Elm St | 45771 | +1 (740) 949 - 2210 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Racine, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Dayton, OH, Payday Loans in Delaware, OH, Guaranteed Loans in Dublin, OH, Payday Loans in Elyria, OH, Payday Loans in Euclid, OH, Emergency Loan in Fairborn, OH, Payday Loan for Fairfield, OH and Payday Loan Without a Credit Check in Findlay, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Racine, OH.
Advise to read before applying
Beautiful sights of Racine, OH
Payday Loans Available in Racine, OH By The Following ZIP Codes:
45771
Are Payday Loans Legal In Racine, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Racine, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Racine, Ohio. There's a default limit of $1,000 in Racine, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Racine, OH payday loan calculator
F.A.Q.
What happens if I cannot repay my payday loan in Racine, Ohio?
If you cannot repay your payday loan in Racine, Ohio, you may be subject to late fees, collection efforts, and legal action. It is important to contact your lender as soon as possible to discuss your options and avoid defaulting on your loan.
Can I get a payday loan in Racine, Ohio if I have filed for bankruptcy?
Yes, you can still get a payday loan in Racine, Ohio if you have filed for bankruptcy, as long as you can provide proof of income and meet the lender's other requirements.
How Many Cash Advance Companies are in Racine, OH?
With the help of our service, you will be able to find 1 cash advance companies in Racine, OH
What Cash Advance Companies in Racine, OH are the most popular?
You should check Home National Bank. Also, you can start your application online on our website.