| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| 7 17 Credit Union - Ravenna Branch | 271 S Chestnut St | 44266 | +1 (330) 298 - 0400 |
| Cashland | 3477 OH-59 | 44266 | +1 (330) 296 - 2309 |
| Chase Bank | 235 W Main St | 44266 | +1 (330) 297 - 2100 |
| Chemical Bank | 999 E Main St | 44266 | +1 (330) 298 - 0510 |
| Consumer Credit Counseling Services | 705 Oakwood St 106 | 44266 | +1 (330) 297 - 0080 |
| Huntington Bank | 230 E Cedar Ave | 44266 | +1 (330) 296 - 2214 |
| KeyBank | 145 N Chestnut St | 44266 | +1 (330) 296 - 3821 |
| Portage Community Bank | 1311 E Main St | 44266 | +1 (330) 296 - 8090 |
| Raymond James Financial Services | 250 W Main St | 44266 | +1 (330) 296 - 1812 |
| Walmart Money Center | 2528 OH-59 | 44266 | |
| Woodforest National Bank | 2600 OH-59 | 44266 | +1 (330) 677 - 3114 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Ravenna, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Westerville, OH, Payday Loans in Westlake, OH, Payday Loans in Youngstown, OH, Payday Loans in Akron, OH, Quick Loan in Bowling Green, OH, Payday Loan for Brunswick, OH, Payday Loans in Canton, OH and Payday Loans in Cincinnati, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ravenna, OH.
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Payday Loans Available in Ravenna, OH By The Following ZIP Codes:
44266
Are Payday Loans Legal In Ravenna, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Ravenna, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Ravenna, Ohio. There's a default limit of $1,000 in Ravenna, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Ravenna, OH payday loan calculator
F.A.Q.
How do I apply for a payday loan in Ravenna, Ohio?
To apply for a payday loan in Ravenna, Ohio, you will need to provide the lender with proof of income, a valid ID, and a checking account. The lender will then review your information and determine if you are eligible for a loan.
What are the fees and interest rates associated with payday loans in Ravenna, Ohio?
in Ravenna, Ohio, payday lenders are allowed to charge a finance charge of up to 28% of the loan amount, plus a $20 verification fee. This means that a $100 loan can have fees of up to $48, resulting in a total repayment amount of $148.
How Many Cash Advance Companies are in Ravenna, OH?
With the help of our service, you will be able to find 11 cash advance companies in Ravenna, OH
What Cash Advance Companies in Ravenna, OH are the most popular?
You should check 7 17 Credit Union - Ravenna Branch, Cashland, and Chase Bank. Also, you can start your application online on our website.