Payday Loans in Ripley, Ohio

Payday Loan Companies in Ripley, OH

Company nameAddressZip codePhone number
Citizens Deposit Bank 104 Main St 45167
First State Bank 252 S 2nd St 45167 +1 (937) 392 - 4349

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ripley, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for North Ridgeville, OH, Payday Loans in North Royalton, OH, Guaranteed Loans in Reynoldsburg, OH, Payday Loans in Springfield, OH, Payday Loan for Stow, OH, Bad Credit Loans in Strongsville, OH, Payday Loans in Toledo, OH and Payday Loans in Warren, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ripley, OH.

Beautiful sights of Ripley, OH

Payday Loans Available in Ripley, OH By The Following ZIP Codes:

45167

Are Payday Loans Legal In Ripley, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Ripley, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Ripley, Ohio. There's a default limit of $1,000 in Ripley, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Ripley, OH payday loan calculator

F.A.Q.

What is the interest rate on a payday loan in Ripley, Ohio?

The interest rate on a payday loan in Ripley, Ohio is 28% APR, which is the maximum allowed by state law.

Can I renew or rollover my payday loan in Ripley, Ohio?

No, payday loans in Ripley, Ohio cannot be renewed or rolled over. Once you have repaid your loan, you must wait at least 60 days before taking out another payday loan.

How Many Cash Advance Companies are in Ripley, OH?

With the help of our service, you will be able to find 2 cash advance companies in Ripley, OH

What Cash Advance Companies in Ripley, OH are the most popular?

You should check Citizens Deposit Bank and First State Bank. Also, you can start your application online on our website.