Payday Loans in Rushville, Ohio

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Rushville, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Eagle Loan 702 Washington St, Portsmouth, OH 45662 +1 (740) 353 - 9015
First Financial Bank 411 S Locust St, Oxford, OH 45056 +1 (513) 273 - 9100
CheckSmart 22318A Lakeshore Blvd, Euclid, OH 44123 +1 (216) 289 - 8462
ACE Cash Express 15701 Broadway Ave, Maple Heights, OH 44137 +1 (216) 581 - 5892
ACE Cash Express 4040 Youngstown-Poland Rd, Youngstown, OH 44514 +1 (330) 788 - 1535
Huntington Bank 222 E Broadway, Granville, OH 43023 +1 (740) 587 - 3133
Croghan Colonial Bank 200 N Broadway St, Green Springs, OH 44836 +1 (419) 639 - 2225
PNC Bank 25 E Monroe St, Norwalk, OH 44857 +1 (419) 668 - 3368
FNB Shares Inc 86 N Kennebec Ave, McConnelsville, OH 43756 +1 (740) 962 - 3911
Raymond James Financial Services 524 Main St, Coshocton, OH 43812 +1 (740) 622 - 3110

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rushville, OH, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Lakewood, OH, Bad Credit Loans in Lancaster, OH, Payday Loans in Lima, OH, No Credit Check Loans in Lorain, OH, 24-Hour Loan in Mansfield, OH, 24-Hour Loan in Marion, OH, Payday Loans in Mason, OH and Payday Loan for Massillon, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rushville, OH.

Beautiful sights of Rushville, OH

Payday Loans Available in Rushville, OH By The Following ZIP Codes:

43150

Are Payday Loans Legal In Rushville, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Rushville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Rushville, Ohio. There's a default limit of $1,000 in Rushville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Rushville, OH payday loan calculator

Understanding Payday Loans in Rushville, Ohio

Payday loans are a form of quick, short-term credit that borrowers can access in small amounts. They are useful for people who need emergency cash to cover unexpected expenses, such as car repairs or medical bills. Payday loans are legal in Ohio, and lending institutions that offer payday loans must comply with Ohio laws and regulations.

How do Payday Loans work?

A payday loan is a small loan that a borrower takes out and agrees to repay on their next payday. These loans carry high interest rates and fees because they are usually repaid in a short period. In Ohio, payday loans are regulated by the Ohio General Assembly and the Ohio Division of Financial Institutions.

What are the requirements to qualify for a Payday Loan in Ohio?

In Ohio, payday lenders require borrowers to have a reliable source of income, be over 18 years old, and have an active checking account. The lender may also require a valid form of identification and proof of address. Borrowers with bad credit may still qualify for a payday loan in Ohio.

What are the fees for a Payday Loan in Ohio?

In Ohio, payday lenders are permitted to charge a maximum annual percentage rate (APR) of 28% on a payday loan. Additionally, lenders may charge a one-time loan fee of 1.08% of the amount borrowed, up to a maximum of $20. So, if you borrow $500, the lender may charge a fee of $54.

What are the restrictions on Payday Loans in Ohio?

In Ohio, payday lenders are not allowed to rollover or renew a loan. This means a borrower cannot take out a new loan to repay an existing one. The state of Ohio has set up a database called the Short-Term Loan Information System (STLIS) to track payday loans in the state and ensure that lenders comply with state law.

Interesting Facts and Statistics about Payday Loans in Rushville, Ohio

  • Rushville, Ohio ranks 21st in payday loan usage by state.
  • There are currently 10 payday loan stores in Rushville, Ohio
  • In 2020, approximately 22% of households in Rushville, Ohio used payday loans.

These figures demonstrate that payday loans are a popular and necessary form of credit in Rushville, Ohio. Many people find themselves in need of quick cash to cover emergencies or unexpected expenses. While there are some risks associated with payday loans, borrowers in Ohio can rest assured that they are protected by state law.

Apply Now for a Payday Loan in Rushville, Ohio

If you are in need of emergency cash, consider applying for a payday loan through TheGuaranteedLoans. We are a trusted connector service that can help you find a licensed payday loan provider in Rushville, Ohio. Applying is easy and only takes a few minutes. Fill out our online application today to get started.

Please note that we are not a direct lender but a connector service. This means that we do not make lending decisions or provide loans directly. Instead, we connect borrowers with potential lenders who may be able to offer them a loan that meets their needs. We are committed to helping our clients find safe and reliable financing options.

F.A.Q.

Can a payday lender garnish my wages if I default on a payday loan in Rushville, Ohio?

Yes, a payday lender can garnish your wages if you default on a payday loan in Rushville, Ohio. However, the lender must first obtain a court order, and they can only garnish up to 25% of your disposable earnings per week. You have the right to request a hearing to challenge the garnishment, and you cannot be fired from your job for having your wages garnished.

What is a payday loan in Rushville, Ohio?

A payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.