Payday Loans in Russellville, Ohio

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No payday loan companies in Russellville, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Whitney Logan - Raymond James 3100 Tremont Rd, Columbus, OH 43221 +1 (614) 442 - 0214
CashMax Ohio 4420 Sunset Blvd, Steubenville, OH 43953 +1 (740) 275 - 4075
First National Bank 117 W Perry St, Port Clinton, OH 43452 +1 (419) 734 - 7340
First National Bank 435 Main St, Bridgeport, OH 43912 +1 (740) 635 - 0764
Advance America 2109 Southgate Pkwy, Cambridge, OH 43725 +1 (740) 435 - 9457
Premier Bank 230 E 2nd St, Delphos, OH 45833 +1 (419) 695 - 1055
Woodforest National Bank 3200 Atlantic Blvd NE, Canton, OH 44705 +1 (330) 456 - 2152
Advance America 836 S Main St, Bowling Green, OH 43402 +1 (419) 353 - 9111
AgCredit 1195 Professional Dr, Van Wert, OH 45891 +1 (419) 238 - 6838
U.S. Bank Branch 1231 E Main St, Versailles, OH 45380 +1 (937) 526 - 4611

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Russellville, OH, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Stow, OH, Payday Loan Without a Credit Check in Strongsville, OH, Payday Loan Without a Credit Check in Toledo, OH, Payday Loans in Warren, OH, Quick Loan in West Chester, OH, Short-term Loans in Westerville, OH, Emergency Loan in Westlake, OH and Quick Loan in Youngstown, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Russellville, OH.

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Payday Loans Available in Russellville, OH By The Following ZIP Codes:

45168

Are Payday Loans Legal In Russellville, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Russellville, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Russellville, Ohio. There's a default limit of $1,000 in Russellville, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Russellville, OH payday loan calculator

Advise to read before applying

Payday Loans in Russellville, Ohio – A Comprehensive Guide

Payday loans, also known as cash advances, are short-term loans that can help individuals cover unexpected expenses or financial emergencies. In Ohio, payday loans are legal at a low cost, making them a popular option for those in need of quick cash. If you live in Russellville, Ohio, and are considering a payday loan, this comprehensive guide will provide you with all the information you need to make an informed decision.

How do Payday Loans Work in Russellville, Ohio?

Payday loans are typically for small amounts, ranging from $100 to $1,000. These loans are designed to be repaid the next time you receive your paycheck, usually within 14 days. However, some lenders may allow you to extend the repayment period for an additional fee.

To apply for a payday loan in Russellville, Ohio, you will need to provide proof of income, such as a pay stub. You will also need a valid ID and proof of residency. Some lenders may require a post-dated check for the loan amount plus fees, while others may allow you to authorize an electronic debit from your bank account.

What are the Fees and Interest Rates for Payday Loans in Russellville, Ohio?

The fees and interest rates for payday loans in Ohio are regulated by the state. Payday lenders in Russellville, Ohio, can charge no more than 28% interest on the principal loan amount. They can also charge a loan origination fee of up to $20 and a maintenance fee of $5 per month.

It is important to note that the fees and interest rates for payday loans can add up quickly. If you are unable to repay the loan on time, you may be subject to additional fees and interest charges. This can make it difficult to repay the loan, leading to a cycle of debt that can be hard to break.

What are the Alternatives to Payday Loans in Russellville, Ohio?

If you are in need of quick cash, there are several alternatives to payday loans that may be more affordable and less risky. One option is to borrow from a credit union or bank. Credit unions may offer small-dollar loans with lower fees and interest rates than payday lenders.

You may also consider borrowing from friends or family, as this can be a low-cost option. Alternatively, you could consider selling items you no longer need or picking up a side gig to generate additional income.

Interesting Facts and Statistics about Payday Loans in Russellville, Ohio

  • In 2020, Ohio residents took out more than 1.5 million payday loans, totaling nearly $500 million in loan volume.
  • Ohio has one of the highest average interest rates for payday loans, with an average APR of 591%.
  • The state has implemented new regulations in recent years to protect consumers, including a cap on interest rates and the establishment of a database to track payday lending activity.

Apply Now

If you are in need of a payday loan in Russellville, Ohio, TheGuaranteedLoans can help. We are a connector service that can match you with potential lenders who may be able to offer you a loan. Our simple online application process is fast and confidential, and we work with lenders who follow all state and federal regulations. Fill out an application today and get the cash you need to cover your expenses.

Please note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. We simply connect you with potential lenders who may be able to offer you a loan.

F.A.Q.

What is the interest rate on a payday loan in Russellville, Ohio?

The interest rate on a payday loan in Russellville, Ohio is 28% APR, which is the maximum allowed by state law.

Can I renew or rollover my payday loan in Russellville, Ohio?

No, payday loans in Russellville, Ohio cannot be renewed or rolled over. Once you have repaid your loan, you must wait at least 60 days before taking out another payday loan.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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