Payday Loans in Rutland, Ohio

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Rutland, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Wells Fargo Advisors 1610 Fostoria Ave, Findlay, OH 45840 +1 (419) 422 - 1772
CashMax Ohio 1716 S Main St, Bellefontaine, OH 43311 +1 (937) 592 - 0094
PNC Bank 117 South St, Chardon, OH 44024 +1 (440) 286 - 9525
Spencer & Harvey Law Firm 30 Warder St Suite 250 Suite 250, Springfield, OH 45504 +1 (937) 325 - 8822
Express Cash Advance 1440 Mentor Ave, Painesville, OH 44077 +1 (440) 639 - 5100
RAC Acceptance 730 10th St, Portsmouth, OH 45662 +1 (740) 354 - 9280
Stifel 156 Sherman Ave, Mansfield, OH 44906 +1 (419) 524 - 4009
Chase Bank 8 S High St, Canal Winchester, OH 43110 +1 (614) 837 - 6000
Huntington Mortgage Group 104 W Main St, Montpelier, OH 43543
Senior Helpers 8972 Darrow Rd Suite A 101, Twinsburg, OH 44087 +1 (216) 232 - 9862

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rutland, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Akron, OH, Payday Loans in Bowling Green, OH, Payday Loans in Brunswick, OH, Payday Loans in Canton, OH, Bad Credit Loans in Cincinnati, OH, Payday Loans in Cleveland, OH, Payday Loan Companies in Columbus, OH and Payday Loans in Cuyahoga Falls, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rutland, OH.

Beautiful sights of Rutland, OH

Payday Loans Available in Rutland, OH By The Following ZIP Codes:

45775

Are Payday Loans Legal In Rutland, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Rutland, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Rutland, Ohio. There's a default limit of $1,000 in Rutland, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Rutland, OH payday loan calculator

Understanding Payday Loans in Rutland, Ohio

If you live in Rutland, Ohio, and are in need of financial assistance, you may be considering a payday loan. These short-term loans are a popular option for those who need additional funds to cover unexpected expenses or emergencies. In Ohio, payday loans are legal and come with low fees and interest rates, making them an accessible option for those who need them.

What are Payday Loans?

Payday loans are a type of short-term loan that are typically due on the borrower’s next payday. These loans are intended to address immediate financial needs and can be used for a variety of expenses, including medical bills, car repairs, and other unexpected expenses. In Ohio, payday loans are regulated by state law to ensure that lenders adhere to specific lending guidelines that are intended to protect consumers.

The Benefits of Payday Loans

One of the most significant benefits of payday loans is that they are easy to access and can be obtained quickly. This is because lenders typically require minimal documentation and can approve borrowers on the same day they apply. Additionally, payday loans are intended for short-term use, and their small size means that they can be repaid quickly, which can help borrowers avoid long-term debt.

The Costs of Payday Loans

While payday loans can be an accessible financial resource for many, it is essential to note that they come with fees and interest rates. The state of Ohio regulates these fees, so they are relatively low compared to other states. For example, Ohio law caps the interest rate on payday loans at 28%, which is significantly less than in other states.

In addition to interest rates, payday loan borrowers may also be subject to origination fees and other charges. It is essential to understand these fees before applying for a loan and to calculate the total cost of the loan, including all fees and interest rates, to ensure that you can afford the loan.

How to Apply for a Payday Loan in Rutland, Ohio

If you are considering a payday loan to address an urgent financial need, the application process is relatively simple. Online applications can be completed quickly, and lenders may require minimal documentation, such as proof of income or identification.

At TheGuaranteedLoans, we connect borrowers with potential lenders who are willing to offer payday loans in Rutland, Ohio. Our online application process is straightforward, and we will work with you to identify lenders who are willing to offer loans that fit your specific financial needs.

Facts and Statistics about Payday Loans in Rutland, Ohio

  • In 2019, Ohio had the lowest average payday loan interest rate in the United States, at 28%.
  • The maximum loan amount for a payday loan in Ohio is $1,000.
  • As of 2019, there were over 1,300 licensed payday lenders in Ohio.
  • The average payday loan term is 14 days.
  • The Ohio state government has enacted legislation to help regulate the payday loan industry and protect consumers.

Apply Now for a Payday Loan in Rutland, Ohio

If you are in need of financial assistance in Rutland, Ohio, and are considering a payday loan, TheGuaranteedLoans is here to help. Our application process is straightforward, and we will work with you to connect you with potential lenders who can offer loans that meet your specific needs.

Please keep in mind that we are a connector service, not a direct lender. We facilitate connections between borrowers and lenders and do not make any lending decisions ourselves. If you have any questions or concerns about the payday loan application process, our team is here to help.

F.A.Q.

Can I get a payday loan in Rutland, Ohio if I have bad credit?

Yes, payday loans in Rutland, Ohio are typically available to borrowers with bad credit, as they do not require a credit check.

What fees are associated with a payday loan in Rutland, Ohio?

In addition to the interest, payday loans in Rutland, Ohio may also include fees for processing, origination, and late payments.