| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Stop & Go | 1223 N Byrne Rd, Toledo, OH | 43607 | +1 (419) 531 - 8225 |
| Loanmax Title Loans | 1027 N Main St, Bowling Green, OH | 43402 | +1 (419) 574 - 0356 |
| Advance America | 15937 OH-170 #15, East Liverpool, OH | 43920 | +1 (330) 382 - 0245 |
| Park National Bank: Plain City Office | 105 W Main St, Plain City, OH | 43064 | +1 (614) 873 - 5521 |
| CheckSmart | 14930 Puritas Ave, Cleveland, OH | 44135 | +1 (216) 941 - 6329 |
| loanDepot | 206 S Washington St, Tiffin, OH | 44883 | +1 (419) 452 - 5100 |
| The Union Bank Co. | 1300 N Main St, Bowling Green, OH | 43402 | +1 (800) 837 - 8111 |
| CheckSmart | 3441 Warsaw Ave, Cincinnati, OH | 45205 | +1 (513) 471 - 0548 |
| Mariner Finance | 1125 Hebron Rd suite a, Heath, OH | 43056 | +1 (740) 522 - 2222 |
| Huntington Bank | 3885 Mogadore Rd, Mogadore, OH | 44260 | +1 (330) 628 - 5390 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Stillwater, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in North Ridgeville, OH, Online Loans in North Royalton, OH, Payday Loans in Reynoldsburg, OH, Payday Loans in Springfield, OH, Payday Loan Without a Credit Check in Stow, OH, Payday Loans in Strongsville, OH, Payday Loans in Toledo, OH and No Credit Check Loans in Warren, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stillwater, OH.
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Are Payday Loans Legal In Stillwater, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Stillwater, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Stillwater, Ohio. There's a default limit of $1,000 in Stillwater, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Stillwater, OH payday loan calculator
F.A.Q.
Can a payday lender garnish my wages if I default on a payday loan in Stillwater, Ohio?
Yes, a payday lender can garnish your wages if you default on a payday loan in Stillwater, Ohio. However, the lender must first obtain a court order, and they can only garnish up to 25% of your disposable earnings per week. You have the right to request a hearing to challenge the garnishment, and you cannot be fired from your job for having your wages garnished.
What is a payday loan in Stillwater, Ohio?
A payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.