Payday Loans in Tarlton, Ohio

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No payday loan companies in Tarlton, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
KeyBank 51 E Main St, Norwalk, OH 44857 +1 (419) 663 - 2802
MoneyGram 2109 Southgate Pkwy, Cambridge, OH 43725 +1 (740) 435 - 9457
S.A.M. Check Cashing Machine 2610 N Columbus St, Lancaster, OH 43130 +1 (740) 653 - 2630
Eagle Loan 771 Lost Creek Blvd b, Lima, OH 45804 +1 (419) 549 - 5859
CheckSmart 696 Howe Ave, Cuyahoga Falls, OH 44221 +1 (330) 922 - 4779
Advance America 240 Walton St W c, Willard, OH 44890 +1 (419) 933 - 2709
First Place Bank 351 Main St, Grafton, OH 44044 +1 (440) 926 - 2191
Westfield Bank 105 E Liberty St, Wooster, OH 44691 +1 (800) 368 - 8930
Fairway Independent Mortgage Corporation 5577 Monroe St A, Sylvania, OH 43560 +1 (419) 481 - 8696
Vinton County National Bank 521 E Main St, Lancaster, OH 43130 +1 (740) 687 - 3920

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tarlton, OH, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Grove City, OH, Payday Loan Companies in Hamilton, OH, Payday Loans in Hilliard, OH, No Credit Check Loans in Lakewood, OH, Quick Loan in Lancaster, OH, Payday Loans in Lima, OH, Same Day Loans in Lorain, OH and Payday Loans in Mansfield, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tarlton, OH.

Beautiful sights of Tarlton, OH

Payday Loans Available in Tarlton, OH By The Following ZIP Codes:

43156

Are Payday Loans Legal In Tarlton, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Tarlton, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Tarlton, Ohio. There's a default limit of $1,000 in Tarlton, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Tarlton, OH payday loan calculator

Understanding Payday Loans in Tarlton, Ohio

When life throws unexpected expenses your way, it can be difficult to keep up with your finances. In Tarlton, Ohio, payday loans can provide a quick fix for those short on cash while waiting for their next paycheck. But before taking out this type of loan, it’s important to understand how they work and the potential risks involved.

What are Payday Loans?

Payday loans are a type of short-term loan, designed to be repaid within a few weeks. In Ohio, these loans are legal but come with regulations to protect consumers. The Ohio Consumer Lenders Association reports that the average payday loan size in Ohio is $363, with a maximum loan amount of $1,000.

To receive a payday loan, borrowers typically provide a lender with a post-dated check or access to their bank account. On the due date, the lender cashes the check or withdraws the amount owed from the borrower’s account. Payday loans often come with high interest rates and fees, making them a costly option for borrowers who cannot repay the loan on time.

The Pros and Cons

Before deciding to take out a payday loan, it’s important to understand the advantages and disadvantages of this type of loan.

Pros:

  • Easy to access – Payday loans are often available to those with poor credit or no credit history.
  • Quick approval – Most payday loans are approved within 24 hours, providing cash to those who need it quickly.
  • No collateral required – Unlike other types of loans, payday loans typically do not require collateral such as a car or home.

Cons:

  • High costs – Payday loans often come with high interest rates and fees, making them one of the most expensive loan types.
  • Risk of debt cycle – Borrowers who cannot repay the loan on time may be tempted to take out another loan to cover the costs, leading to a debt cycle.
  • No repayment flexibility – Payday loans must be repaid within a short timeframe, often leaving little room for financial flexibility.

Facts and Statistics

Despite the potential risks, payday loans remain a popular option for those in need of quick cash. In Ohio, the state legislature passed a bill capping interest rates at 28% for payday lenders. However, borrowers may still find themselves at risk of falling into debt cycles with the high cost of loans.

A study conducted by Pew Charitable Trusts found that Ohio has the highest payday loan prices in the country, with an average annual percentage rate (APR) of 591%. Additionally, the study found that 70% of borrowers take out a second loan within a month of their first, demonstrating the risk of slipping into a debt cycle.

Applying for a Payday Loan

At TheGuaranteedLoans, we understand that unexpected expenses can cause financial strain. That’s why we offer a free online application process to connect you with potential lenders. Our service is not a direct lender, but rather a connector between you and payday loan lenders in Tarlton, Ohio.

When applying for a payday loan, it’s important to only borrow what you can repay. The loan amount, interest rates, and fees should be carefully considered before making any decisions. Borrowers should also consider alternative forms of borrowing, such as personal loans or credit cards, which often offer lower interest rates and more flexible repayment options.

In Conclusion

While payday loans can provide quick cash for those in need, they come with high costs and potential risks. It’s important to carefully consider all options before taking out a payday loan. At TheGuaranteedLoans, we encourage our readers to explore alternative forms of borrowing and to use payday loans as a last resort.

If you’re considering a payday loan in Tarlton, Ohio, our free online application process can connect you with potential lenders. Remember to always borrow responsibly and only what you can repay.

Apply Now: To get started with your online application, visit TheGuaranteedLoans website now.

F.A.Q.

Can I get a payday loan in Tarlton, Ohio if I have bad credit?

Yes, payday loans in Tarlton, Ohio are typically available to borrowers with bad credit, as they do not require a credit check.

What fees are associated with a payday loan in Tarlton, Ohio?

In addition to the interest, payday loans in Tarlton, Ohio may also include fees for processing, origination, and late payments.