| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Advance America | 1458 W Main St | 45373 | +1 (937) 332 - 0231 |
| Advance America | 765 W Market St | 45373 | +1 (937) 332 - 0058 |
| Check Into Cash | 2309 W Main St | 45373 | +1 (937) 339 - 7600 |
| Dan Rench - Ameriprise Financial Services, LLC | 20 South Ln | 45373 | +1 (937) 335 - 2437 |
| Fifth Third Bank & ATM | 1851 W Main St | 45373 | +1 (937) 335 - 7133 |
| First American Loans | 765 W Market St | 45373 | +1 (937) 332 - 0058 |
| First Financial Bank | 1580 W Main St | 45373 | +1 (937) 335 - 7431 |
| Mariner Finance | 1870 W Main St | 45373 | +1 (937) 703 - 9381 |
| Minster Bank - Troy Office | 1280 Experiment Farm Rd | 45373 | +1 (937) 339 - 9388 |
| National Cash Advance | 1880 W Main St | 45373 | +1 (937) 339 - 0891 |
| PNC Bank | 10 S Dorset Rd | 45373 | +1 (937) 339 - 0541 |
| PrimeLending, a PlainsCaptial Company - Troy | 1855 Towne Park Dr B | 45373 | +1 (937) 401 - 3394 |
| Raymond James | 635 S Market St | 45373 | +1 (937) 335 - 8760 |
| U.S. Bank Branch | 910 W Main St | 45373 | +1 (937) 335 - 8351 |
| Union Savings Bank | 14 S Weston Rd | 45373 | +1 (937) 335 - 4199 |
| Wright-Patt Credit Union | Member Center, 2501 W Main St | 45373 | +1 (800) 762 - 0047 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Troy, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mansfield, OH, Payday Loans in Marion, OH, Payday Loans in Mason, OH, Payday Loans in Massillon, OH, Payday Loans in Mentor, OH, 24-Hour Loan in Middletown, OH, Payday Loans in Newark, OH and Payday Loans in North Olmsted, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Troy, OH.
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Beautiful sights of Troy, OH
Payday Loans Available in Troy, OH By The Following ZIP Codes:
45373, 45374
Are Payday Loans Legal In Troy, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Troy, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Troy, Ohio. There's a default limit of $1,000 in Troy, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Troy, OH payday loan calculator
F.A.Q.
Can I be charged a higher interest rate or fee if I have bad credit or no credit history in Troy, Ohio?
No, you cannot be charged a higher interest rate or fee if you have bad credit or no credit history in Troy, Ohio. The maximum interest rate and fee that can be charged on payday loans in Troy, Ohio are set by state law and are the same for all borrowers, regardless of their credit history.
Are there any alternatives to payday loans in Troy, Ohio?
Yes, there are alternatives to payday loans in Troy, Ohio, such as small dollar loans, credit union loans, and installment loans. These options may have lower interest rates and fees, longer repayment terms, and more flexible eligibility requirements than payday loans.
How Many Cash Advance Companies are in Troy, OH?
With the help of our service, you will be able to find 16 cash advance companies in Troy, OH
What Cash Advance Companies in Troy, OH are the most popular?
You should check Advance America, Check Into Cash, and Dan Rench - Ameriprise Financial Services, LLC. Also, you can start your application online on our website.