Payday Loans in Wakefield, Ohio

No payday loan companies in Wakefield, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Fifth Third Bank & ATM 4000 Milan Rd, Sandusky, OH 44870 +1 (419) 626 - 2992
Woodforest National Bank 5900 Britton Pkwy, Dublin, OH 43016 +1 (614) 766 - 5385
Professional Financial Services 130 Tri County Pkwy 104, Cincinnati, OH 45246 +1 (513) 782 - 0075
First Service Fed Credit Union 7610 E Main St, Reynoldsburg, OH 43068 +1 (614) 836 - 0100
Huntington Bank 2010 S Lakeman Dr, Bellbrook, OH 45305 +1 (937) 848 - 6861
Huntington Bank 259 S High St, Cortland, OH 44410 +1 (330) 638 - 6115
Northwest Bank 70 Richmond St, Painesville, OH 44077 +1 (440) 352 - 6972
KeyBank 1215 Oak Harbor Rd, Fremont, OH 43420 +1 (419) 332 - 2643
Cincinnati Funding LLC 4440 Glen Este-Withamsville Rd, Batavia, OH 45103 +1 (513) 753 - 2776
CFBank 49028 Foulks Dr, East Liverpool, OH 43920 +1 (330) 385 - 4323

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wakefield, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Westerville, OH, Payday Loans in Westlake, OH, Payday Loans in Youngstown, OH, Payday Loans in Akron, OH, No Credit Check Loans in Bowling Green, OH, Payday Loans in Brunswick, OH, Quick Loan in Canton, OH and Payday Loans in Cincinnati, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wakefield, OH.

Are Payday Loans Legal In Wakefield, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Wakefield, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Wakefield, Ohio. There's a default limit of $1,000 in Wakefield, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Wakefield, OH payday loan calculator

F.A.Q.

What happens if I cannot repay my payday loan in Wakefield, Ohio?

If you cannot repay your payday loan in Wakefield, Ohio, you may be subject to late fees, collection efforts, and legal action. It is important to contact your lender as soon as possible to discuss your options and avoid defaulting on your loan.

Can I get a payday loan in Wakefield, Ohio if I have filed for bankruptcy?

Yes, you can still get a payday loan in Wakefield, Ohio if you have filed for bankruptcy, as long as you can provide proof of income and meet the lender's other requirements.