| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| ACE Cash Express | 35535 Euclid Ave Ste 7 | 44094 | +1 (440) 942 - 1495 |
| Check Into Cash | 4831 Robinhood Dr | 44094 | +1 (440) 946 - 7313 |
| CheckSmart | 34302 Euclid Ave | 44094 | +1 (440) 602 - 9922 |
| Direct Payday Loans | 4831 Robinhood Dr | 44094 | +1 (877) 244 - 8254 |
| Fifth Third Bank & ATM | 5831 Som Center Rd | 44094 | +1 (440) 602 - 5300 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Willoughby, OH, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in North Ridgeville, OH, Same Day Loans in North Royalton, OH, Payday Loans in Reynoldsburg, OH, Online Loans in Springfield, OH, Payday Loans in Stow, OH, Payday Loans in Strongsville, OH, Payday Loan Companies in Toledo, OH and Online Loans in Warren, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Willoughby, OH.
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Beautiful sights of Willoughby, OH
Payday Loans Available in Willoughby, OH By The Following ZIP Codes:
44094, 44096
Are Payday Loans Legal In Willoughby, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Willoughby, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Willoughby, Ohio. There's a default limit of $1,000 in Willoughby, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Willoughby, OH payday loan calculator
F.A.Q.
Can I rollover or renew a payday loan in Willoughby, Ohio if I cannot repay it on time?
No, you cannot rollover or renew a payday loan in Willoughby, Ohio if you cannot repay it on time. However, you can request an extended payment plan from the lender, as long as you have not already used this option in the past 60 days.
Are there any restrictions on where payday loans can be taken out in Willoughby, Ohio?
Yes, there are restrictions on where payday loans can be taken out in Willoughby, Ohio. Payday lenders must be licensed by the Ohio Department of Commerce, and they must follow all state and federal laws, including the Truth in Lending Act and the Military Lending Act. Payday loans are not allowed to be taken out on military bases or on any property owned by the federal government.
How Many Cash Advance Companies are in Willoughby, OH?
With the help of our service, you will be able to find 5 cash advance companies in Willoughby, OH
What Cash Advance Companies in Willoughby, OH are the most popular?
You should check ACE Cash Express, Check Into Cash, and CheckSmart. Also, you can start your application online on our website.