Payday Loans in Willow Wood, Ohio

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No payday loan companies in Willow Wood, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Fifth Third Bank & ATM 500 E Main St, West Union, OH 45693 +1 (937) 544 - 5526
Advance Pay USA 9167 Mentor Ave, Mentor, OH 44060 +1 (440) 266 - 8500
Western Union Walgreens, 403 S Main St, Bryan, OH 43506 +1 (419) 636 - 0613
North Valley Bank 10 3rd St, Malta, OH 43758 +1 (740) 962 - 4266
PNC Bank 126 S Main St, New Lexington, OH 43764 +1 (740) 342 - 4175
S&T Bank 2032 Front St, Cuyahoga Falls, OH 44221 +1 (330) 968 - 2013
Farmers Savings Bank 502 S Main St, Wellington, OH 44090 +1 (440) 647 - 9355
Advance America 240 Walton St W c, Willard, OH 44890 +1 (419) 933 - 2709
Woodforest National Bank 301 Towne Center Blvd, Van Wert, OH 45891 +1 (419) 238 - 0510
KEMBA Grove City Branch 4141 Hoover Rd, Grove City, OH 43123 +1 (614) 235 - 2395

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Willow Wood, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in West Chester, OH, Payday Loans in Westerville, OH, Payday Loan Without a Credit Check in Westlake, OH, Payday Loans in Youngstown, OH, Payday Loans in Akron, OH, Online Loans in Bowling Green, OH, 24-Hour Loan in Brunswick, OH and Payday Loan for Canton, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Willow Wood, OH.

Useful Articles

Are Payday Loans Legal In Willow Wood, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Willow Wood, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Willow Wood, Ohio. There's a default limit of $1,000 in Willow Wood, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Willow Wood, OH payday loan calculator

Advise to read before applying

The Ins and Outs of Payday Loans in Willow Wood, Ohio

If you are a resident of Willow Wood, Ohio, you may be familiar with payday loans. Payday loans are small-dollar, short-term loans designed to help borrowers make ends meet between paydays. Ohio is one of the few states that permit payday lending, but it operates under strict regulations enforced by the Ohio General Assembly. Let’s dive in and learn more about payday loans in Willow Wood, Ohio.

How Do Payday Loans Work?

Payday loans are easy to understand. You go to a payday lending store or apply online, and you provide proof of income and a bank account. If you meet the requirements, you will be approved for a loan of up to $1,000, depending on the lender’s policies. The loan is due on your next payday, which generally ranges from 1 to 4 weeks depending on your employer’s pay schedule. Interest rates are capped at 28% for Ohio payday loans, which means you won’t be paying exorbitant fees to borrow a small amount of money.

Requirements for Approval

The state of Ohio has strict regulations regarding payday loans. In Willow Wood, Ohio, you must meet the following requirements to be eligible for a payday loan:

  • You must be at least 18 years old
  • You must be a U.S. citizen or permanent resident
  • You must provide proof of income
  • You must provide a valid government-issued ID
  • You must have an active checking account

Benefits of Payday Loans in Willow Wood, Ohio

Payday loans can provide a solution for those who are caught in an unexpected financial emergency. The benefits of payday loans include:

  • Easy and fast application process
  • No credit check
  • No collateral required
  • Ability to get money quickly to cover unexpected expenses
  • Flexibility in loan repayment terms

Interesting Facts and Statistics about Payday Loans in Willow Wood, Ohio

Did you know that the average payday loan borrower in Ohio takes out 3 to 4 loans per year?

According to the Ohio Department of Commerce, payday lenders in Ohio made more than 1 million loans in 2019, totaling $412 million

In Ohio, the average payday loan amount is $353, and the average fee for a 14-day loan of $100 is $16.76

Applying for a Payday Loan with TheGuaranteedLoans

If you need a payday loan in Willow Wood, Ohio, TheGuaranteedLoans can help connect you with a lender who meets your needs. We are a connector service, not a direct lender, and we are dedicated to making the lending process as easy and fast as possible. To apply for a payday loan, simply fill out our online application, providing all the necessary information, and we will connect you with one of our trusted lenders.

Remember, a payday loan can be a great solution to a short-term financial emergency. Payday loans are legal and regulated in Ohio, which means you can borrow with confidence. At the same time, however, payday loans should be used wisely and with caution to avoid getting trapped in a cycle of debt.

F.A.Q.

Can I be charged a higher interest rate or fee if I have bad credit or no credit history in Willow Wood, Ohio?

No, you cannot be charged a higher interest rate or fee if you have bad credit or no credit history in Willow Wood, Ohio. The maximum interest rate and fee that can be charged on payday loans in Willow Wood, Ohio are set by state law and are the same for all borrowers, regardless of their credit history.

Are there any alternatives to payday loans in Willow Wood, Ohio?

Yes, there are alternatives to payday loans in Willow Wood, Ohio, such as small dollar loans, credit union loans, and installment loans. These options may have lower interest rates and fees, longer repayment terms, and more flexible eligibility requirements than payday loans.

Look for Short-Term Loans in Other Cities:

Akron Bowling Green Brunswick Canton Chillicothe Cincinnati Cleveland Columbus Cuyahoga Falls Dayton Delaware Dublin Elyria Euclid Fairborn Fairfield Findlay Grove City Hamilton Hilliard Lakewood Lancaster Lima Lorain Mansfield Marion Mason Massillon Mentor Middletown Newark North Olmsted North Ridgeville North Royalton Reynoldsburg Springfield Stow Strongsville Toledo Warren West Chester Westerville Westlake Youngstown
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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