| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Citizens National Bank | 143 S Main St | 43793 | +1 (740) 472 - 1696 |
| Heritage Financial & Investment Services, LLC | 117 N Main St Suite 22 | 43793 | +1 (740) 472 - 9161 |
| Ohio Valley Community CU | 700 Lewisville Rd | 43793 | +1 (740) 472 - 5123 |
| WesBanco Bank | 101 N Sycamore St | 43793 | +1 (740) 472 - 0768 |
| Woodsfield Savings Bank | 600 Lewisville Rd | 43793 | +1 (740) 472 - 1641 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Woodsfield, OH, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Mason, OH, Payday Loan Companies in Massillon, OH, Payday Loans in Mentor, OH, Quick Loan in Middletown, OH, Payday Loans in Newark, OH, Payday Loans in North Olmsted, OH, Payday Loans in North Ridgeville, OH and Bad Credit Loans in North Royalton, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Woodsfield, OH.
Advise to read before applying
Beautiful sights of Woodsfield, OH
Payday Loans Available in Woodsfield, OH By The Following ZIP Codes:
43793
Are Payday Loans Legal In Woodsfield, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Woodsfield, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Woodsfield, Ohio. There's a default limit of $1,000 in Woodsfield, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Woodsfield, OH payday loan calculator
F.A.Q.
Can I get a payday loan in Woodsfield, Ohio if I am a student?
Yes, students can get a payday loan in Woodsfield, Ohio as long as they meet the lender's eligibility requirements and can provide proof of income.
Can I get a payday loan in Woodsfield, Ohio if I do not have a bank account?
Yes, some payday lenders in Woodsfield, Ohio may offer alternative repayment methods, such as prepaid debit cards or money orders, for borrowers without a bank account. However, these options may come with additional fees. It is important to discuss your options with the lender before taking out a loan.
How Many Cash Advance Companies are in Woodsfield, OH?
With the help of our service, you will be able to find 5 cash advance companies in Woodsfield, OH
What Cash Advance Companies in Woodsfield, OH are the most popular?
You should check Citizens National Bank, Heritage Financial & Investment Services, LLC, and Ohio Valley Community CU. Also, you can start your application online on our website.