Payday Loans in Wren, Ohio

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No payday loan companies in Wren, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
DJL Accounting & Consulting Group, Inc. 1570 S Canfield-Niles Rd c102, Youngstown, OH 44515 +1 (330) 779 - 0781
PNC Bank 34 S Clay St, Millersburg, OH 44654 +1 (330) 674 - 6744
Jackson Hewitt Tax Service 1215 S Main St, Bryan, OH 43506 +1 (567) 239 - 4277
Loanmax Title Loans 2401 Belmont St, Bellaire, OH 43906 +1 (740) 340 - 3030
OVB Loan Office C,, 2097 E State St, Athens, OH 45701 +1 (740) 331 - 4190
First American Loans 640 F Nilles Road, Fairfield, OH 45014 +1 (513) 858 - 6600
VRS Hometown Loans 157 W Market St, Cadiz, OH 43907 +1 (740) 942 - 1198
Cashland 15 Walton St E, Willard, OH 44890 +1 (419) 964 - 0225
Huntington Mortgage Group 9 Seneca Ave, Byesville, OH 43723
Dollar Bank 36 E Streetsboro St, Hudson, OH 44236 +1 (330) 655 - 2129

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wren, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Fairfield, OH, Online Loans in Findlay, OH, Payday Loans in Grove City, OH, Payday Loans in Hamilton, OH, Payday Loans in Hilliard, OH, Quick Loan in Lakewood, OH, Payday Loans in Lancaster, OH and Same Day Loans in Lima, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wren, OH.

Payday Loans Available in Wren, OH By The Following ZIP Codes:

45899

Are Payday Loans Legal In Wren, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Wren, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Wren, Ohio. There's a default limit of $1,000 in Wren, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Wren, OH payday loan calculator

What you need to know about payday loans in Wren, Ohio

If you’re facing unexpected expenses or find yourself short on cash, payday loans can help bridge the gap. In Wren, Ohio, payday loans are legal and can provide much-needed relief during tough financial times. Here, we’ll explore everything you need to know about payday loans in Wren, Ohio.

How do payday loans work?

Payday loans are short-term loans that are typically due on your next payday. Unlike traditional bank loans, payday loans are designed to be fast and easy to obtain, with most applications completed online or in-store in just a few minutes.

To qualify for a payday loan in Wren, Ohio, you must meet certain requirements, such as:

  • Being at least 18 years old
  • Having a valid driver’s license or state ID
  • Having a steady source of income
  • Having a checking account in your name

Once you’ve met these requirements, you can apply for a payday loan for up to $1,000, depending on your income and other factors.

What are the fees and interest rates?

In Ohio, payday loans are subject to certain regulations to ensure fair lending practices. For loans up to $500, lenders can charge a maximum interest rate of 28% with a finance charge of $1.08 for a 14-day loan term. For loans between $501 and $1,000, the interest rate is capped at 28%, with a maximum finance charge of $156 for a 14-day term.

It’s important to note that while payday loans can be a helpful financial option, they come with higher fees and interest rates than traditional bank loans. Make sure you understand the terms and repayment requirements before taking out a payday loan.

What are the benefits of payday loans?

Payday loans can provide a range of benefits for those in need of quick financial assistance. Some of the advantages of payday loans include:

  • Fast, easy application process
  • No credit check required (in most cases)
  • Funds available quickly
  • Flexible repayment options

However, it’s important to use payday loans responsibly and only borrow what you can afford to repay on time. Defaulting on a payday loan can lead to fees, penalties, and damage to your credit score.

Interesting facts about payday loans in Wren, Ohio

  • In Ohio, the average payday loan amount is $300, with an average term of 14 days.
  • Ohio has some of the lowest payday loan interest rates in the country.
  • More than 1 million Ohio residents have taken out payday loans at least once.

Apply now for a payday loan in Wren, Ohio

If you’re in need of fast cash, TheGuaranteedLoans can help connect you with potential lenders in Wren, Ohio. Our online application process is quick and easy, and we’ll work to find you the best loan options available. Please note that TheGuaranteedLoans is not a direct lender, but a connector service. We work with a network of lenders to help you find the right payday loan to fit your needs.

Don’t let unexpected expenses put a strain on your finances. Apply now for a payday loan in Wren, Ohio, and get the funds you need to stay on top of your finances.

F.A.Q.

What should I do if I cannot repay my payday loan in Wren, Ohio?

If you are unable to repay your payday loan in Wren, Ohio, it is important to contact the lender immediately. They may be able to offer assistance with a repayment plan or refer you to an organization that can help. It is important to avoid defaulting on the loan, as this can result in additional fees and damage to your credit score.

What are the consequences of defaulting on a payday loan in Wren, Ohio?

If you default on a payday loan in Wren, Ohio, the lender may pursue legal action to recover the outstanding balance. This can result in additional fees, damage to your credit score, and potentially even wage garnishment. It is important to make every effort to repay the loan in a timely manner to avoid these consequences.