Payday Loans in Xenia, Ohio

Payday Loan Companies in Xenia, OH

Company nameAddressZip codePhone number
Cashland 645 W 2nd St 45385 +1 (937) 374 - 2738
Check Into Cash 1796 Parkview Dr 45385 +1 (937) 372 - 7073
CheckSmart 397 W Main St 45385 +1 (937) 372 - 8018
Fifth Third Bank & ATM 1700 W Park Square 45385 +1 (937) 376 - 2955
First American Loans 111 N Allison Ave 45385 +1 (937) 374 - 3615
KeyBank 120 N Detroit St 45385 +1 (937) 372 - 8035
Old Fort Banking Company 88 Progress Dr 45385 +1 (937) 372 - 5792
Raymond James Financial Services 650 N Detroit St 45385 +1 (937) 374 - 2222
Walmart Supercenter 70 Hospitality Dr 45385 +1 (937) 376 - 9878
Woodforest National Bank 70 Hospitality Dr 45385 +1 (937) 372 - 8852

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Xenia, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lorain, OH, No Credit Check Loans in Mansfield, OH, Guaranteed Loans in Marion, OH, Payday Loans in Mason, OH, Payday Loans in Massillon, OH, 24-Hour Loan in Mentor, OH, Payday Loan for Middletown, OH and Payday Loan Companies in Newark, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Xenia, OH.

Beautiful sights of Xenia, OH

Payday Loans Available in Xenia, OH By The Following ZIP Codes:

45385

Are Payday Loans Legal In Xenia, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Xenia, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Xenia, Ohio. There's a default limit of $1,000 in Xenia, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Xenia, OH payday loan calculator