| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Cashland | 645 W 2nd St | 45385 | +1 (937) 374 - 2738 |
| Check Into Cash | 1796 Parkview Dr | 45385 | +1 (937) 372 - 7073 |
| CheckSmart | 397 W Main St | 45385 | +1 (937) 372 - 8018 |
| Fifth Third Bank & ATM | 1700 W Park Square | 45385 | +1 (937) 376 - 2955 |
| First American Loans | 111 N Allison Ave | 45385 | +1 (937) 374 - 3615 |
| KeyBank | 120 N Detroit St | 45385 | +1 (937) 372 - 8035 |
| Old Fort Banking Company | 88 Progress Dr | 45385 | +1 (937) 372 - 5792 |
| Raymond James Financial Services | 650 N Detroit St | 45385 | +1 (937) 374 - 2222 |
| Walmart Supercenter | 70 Hospitality Dr | 45385 | +1 (937) 376 - 9878 |
| Woodforest National Bank | 70 Hospitality Dr | 45385 | +1 (937) 372 - 8852 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Xenia, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lorain, OH, No Credit Check Loans in Mansfield, OH, Guaranteed Loans in Marion, OH, Payday Loans in Mason, OH, Payday Loans in Massillon, OH, 24-Hour Loan in Mentor, OH, Payday Loan for Middletown, OH and Payday Loan Companies in Newark, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Xenia, OH.
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Beautiful sights of Xenia, OH
Payday Loans Available in Xenia, OH By The Following ZIP Codes:
45385
Are Payday Loans Legal In Xenia, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Xenia, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Xenia, Ohio. There's a default limit of $1,000 in Xenia, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Xenia, OH payday loan calculator
F.A.Q.
Are there any protections for borrowers in Xenia, Ohio when it comes to payday loans?
Yes, there are protections for borrowers in Xenia, Ohio when it comes to payday loans. For example, lenders must provide borrowers with a written disclosure statement outlining the terms of the loan, including the interest rate and fees. Additionally, lenders are prohibited from engaging in abusive or unfair lending practices.
What should I consider before taking out a payday loan in Xenia, Ohio?
Before taking out a payday loan in Xenia, Ohio, it is important to carefully consider your financial situation and whether a payday loan is the best option. You should also compare rates and fees from multiple lenders to ensure you are getting the best deal possible. Additionally, it is important to have a plan in place to repay the loan on time to avoid any negative consequences.
How Many Cash Advance Companies are in Xenia, OH?
With the help of our service, you will be able to find 10 cash advance companies in Xenia, OH
What Cash Advance Companies in Xenia, OH are the most popular?
You should check Cashland, Check Into Cash, and CheckSmart. Also, you can start your application online on our website.