Payday Loans in Fielding, Utah

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No payday loan companies in Fielding, UT. Consider companies in other cities:

Company nameAddressZip codePhone number
Check City 8888 S Redwood Rd, West Jordan, UT 84088 +1 (801) 545 - 7100
World Finance 2260 Washington Blvd, Ogden, UT 84401 +1 (385) 264 - 0179
Wasatch Pawn - Guns, Gold, and Barter 2150 Main St 4, Logan, UT 84341 +1 (435) 213 - 9411
Security Finance 680 N Freedom Blvd, Provo, UT 84601 +1 (801) 377 - 3752
LendNation 124 N Main St, Tooele, UT 84074 +1 (435) 882 - 8532
1st Choice Money Center 948 N State St, Orem, UT 84057 +1 (801) 221 - 8898
Affordable Loans 21 W 500 S, Bountiful, UT 84010 +1 (801) 294 - 2416
Check `n Go 1820 W US Highway 40, Ste D, Vernal, UT 84078 +1 (435) 856 - 0543
State Bank of Southern Utah 310 S Main St, Fillmore, UT 84631 +1 (435) 743 - 3311
Cache Valley Bank 101 N Main St, Logan, UT 84321 +1 (435) 753 - 3020

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fielding, UT, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Logan, UT, Payday Loans in Midvale, UT, No Credit Check Loans in Ogden, UT, Payday Loans in Orem, UT, Payday Loans in Pleasant Grove, UT, Payday Loans in Provo, UT, Payday Loans in Riverton, UT and Payday Loan for Roy, UT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fielding, UT.

Payday Loans Available in Fielding, UT By The Following ZIP Codes:

84311

Are Payday Loans Legal In Fielding, Utah?

Loan Rates and Fees, Laws and Regulations in Utah.

Utah Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)658
Maximum Loan AmountNo Limit
Minimum Loan TermNot Specified
Maximum Loan Term70 days (10 weeks)
Number of Rollovers AllowedNot specified
Finance ChargesNot specified

Fielding, UT payday loan calculator

Payday Loans in Fielding, Utah – An Overview

Payday loans, also called cash advances or payday advances, are loans that help individuals get through their financial emergencies. They are short- term loans with high interest rates, and they typically range from $50 to $1000. People in Fielding, Utah, often rely on payday loans to pay for unexpected expenses that occur before their next paycheck. These may include car repairs, medical bills, or unexpected travel expenses.

Are Payday Loans Legal in Fielding, Utah?

In Utah, payday loans are legal, but the regulations of payday lenders are more strict than in some other states. The state requires lenders to obtain a license from the Utah Department of Financial Institutions to operate in the state.

The interest rate on payday loans in Utah is capped at 658% per year or a maximum of $20 per $100 borrowed. Loan terms may range from 8 to 12 weeks, depending on the lender. It’s important to note that maximum loan amount in Utah is $1000, but the actual amount you can borrow depends on your income, among other factors.

How to Apply for a Payday Loan in Fielding, Utah?

If you’re in need of a payday loan in Fielding, Utah, the first step is to find a licensed payday lender that meets your needs. You can start by searching online or looking for a storefront payday lender. The number of online payday lenders has significantly increased in recent years, giving borrowers more flexibility in choosing a lender.

Once you find a lender, you will need to provide proof of employment and income, information about your checking account and a valid form of identification. Some lenders may require additional documentation as well. After providing this information, the lender will determine if you qualify for a loan and how much you can borrow.

The Pros and Cons of Payday Loans

While payday loans may seem like a quick solution to a financial crisis, there are pros and cons to consider before applying for one.

Pros

  • Quick access to cash when you need it most.
  • Easy to obtain compared to traditional bank loans.
  • Short-term loans enable borrowers to repay the loan quickly, potentially avoiding long-term debt.

Cons

  • High-interest rates and fees, which can make it difficult to repay the loan.
  • Potential for continuous borrowing and long-term debt due to the short-term nature of the loan.
  • Payday loans are not a long-term financial solution.

Interesting facts about payday loans in Fielding, Utah

  • The average payday loan amount in Utah is $474.
  • The average term of a payday loan is eight days.
  • Approximately one in six Utah adults have taken out a payday loan, and the average borrower takes out 4.5 loans in a year.
  • The payday loan industry in Utah has grown by more than 500% over the last decade.

Apply Now for a Payday Loan in Fielding, Utah

If you need a payday loan in Fielding, Utah, consider applying through TheGuaranteedLoans website. As a connector service, TheGuaranteedLoans connects borrowers with potential lenders. We provide a simple online application process, and our service is free to use.

To apply, fill out our secure online application, and we’ll do the rest. We’ll work to connect you with a potential lender who can meet your needs. Remember that TheGuaranteedLoans is not a direct lender, and we do not charge fees for our service.

Conclusion

Payday loans are a useful financial tool for many people in Fielding, Utah, who need to cover unexpected expenses. However, it’s essential to understand the potential benefits and drawbacks. If used responsibly, payday loans can provide a critical solution to a short-term financial emergency. Remember to borrow only what you can afford to repay and consider all other financial options before borrowing.

F.A.Q.

How do I apply for a payday loan in Fielding, Utah?

You can apply for a payday loan in Fielding, Utah either in-person at a payday lending store or online through a lender's website. The application process typically involves providing proof of income and a valid government-issued ID.

Are there any alternatives to payday loans in Fielding, Utah?

Yes, there are several alternatives to payday loans in Fielding, Utah, such as small personal loans from banks or credit unions, borrowing from friends or family, or seeking assistance from non-profit organizations. It is important to carefully consider all options and choose the one that is best for your financial situation.