Payday Loans in Cross City, Florida

Payday Loan Companies in Cross City, FL

Company nameAddressZip codePhone number
Ameris Bank 79 NE 121st St 32628 +1 (352) 498 - 3367
Capital City Bank 294 NE 210th Ave 32628 +1 (352) 498 - 5536
Cash Kwik Florida Inc 16422 US-19 32628 +1 (352) 498 - 5545
Drummond Community Bank 104 NE Hwy 351 32628 +1 (352) 498 - 7733

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cross City, FL, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Panama City, FL, Bad Credit Loans in Pembroke Pines, FL, Online Loans in Pensacola, FL, Payday Loans in Pinellas Park, FL, Payday Loans in Plant City, FL, Payday Loans in Pompano Beach, FL, Payday Loans in Port Charlotte, FL and Guaranteed Loans in Port Orange, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cross City, FL.

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Payday Loans Available in Cross City, FL By The Following ZIP Codes:

32628

Are Payday Loans Legal In Cross City, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Cross City, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Cross City, FL payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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