Company name | Address | Zip code | Phone number |
---|---|---|---|
Advance America | 1714 S 8th St | 32034 | +1 (904) 491 - 1991 |
Bank of America with Drive-thru services | 1822 S 8th St | 32034 | +1 (904) 491 - 3371 |
BBVA Bank | 1742 S 8th St | 32034 | +1 (904) 261 - 3226 |
Container Mutual Credit Union | N 8th St | 32034 | +1 (904) 261 - 5551 |
Discount Payday Loans, Inc. | 2130 Sadler Rd | 32034 | +1 (904) 310 - 9752 |
First Federal Bank | 1891 S 14th St | 32034 | +1 (904) 321 - 0400 |
First Port City Bank - Fernandina Beach Branch | 1890 S 14th St building 200 | 32034 | +1 (904) 557 - 9355 |
Jet HomeLoans | 1910 S 14th St 101 | 32034 | +1 (904) 530 - 7213 |
Lending Bear | 1641 S 8th St | 32034 | +1 (904) 261 - 4917 |
Pineland Bank | 715 Centre St | 32034 | +1 (904) 261 - 8233 |
Regions Bank | 1409 Sadler Rd | 32034 | +1 (904) 321 - 8570 |
SunTrust | 5211 S Fletcher Ave | 32034 | +1 (904) 491 - 5800 |
Synovus Bank | 1750 S 14th St | 32034 | +1 (888) 796 - 6887 |
VyStar Credit Union - Fernandina Branch | 1900 S 14th St | 32034 | +1 (800) 445 - 6289 |
Wells Fargo Bank | 1860 S 8th St | 32034 | +1 (904) 277 - 1925 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Fernandina Beach, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plant City, FL, Short-term Loans in Pompano Beach, FL, Payday Loans in Port Charlotte, FL, Same Day Loans in Port Orange, FL, Same Day Loans in Port Saint Lucie, FL, Payday Loans in Riverview, FL, Payday Loan Without a Credit Check in Saint Cloud, FL and Short-term Loans in Saint Petersburg, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fernandina Beach, FL.
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Payday Loans Available in Fernandina Beach, FL By The Following ZIP Codes:
32034, 32035
Are Payday Loans Legal In Fernandina Beach, Florida?
Loan Rates and Fees, Laws and Regulations in Florida.
There are three active types of payday loans in Fernandina Beach, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.
Requests are usually being settled online; quick cash advance pickup service is offered as well.
Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.
The maximum amount of all your payday loans at one time shall not exceed $500.
There is a cooling-off period of 24 hours between 2 consecutive loans.
One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.
Florida Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 304 |
Maximum Loan Amount | $500 exclusive of the fees |
Minimum Loan Term | 7 days |
Maximum Loan Term | 31 days |
Number of Rollovers Allowed | 0 |
Finance Charges | 0.1 |