Company name | Address | Zip code | Phone number |
---|---|---|---|
City National Bank - ATM | 16400 US-331 S | 32439 | +1 (850) 835 - 2296 |
Peoples National Bank | 15835 US-331 BUS | 32439 | |
Regions Bank | 26 E Main St | 32439 | +1 (850) 835 - 2777 |
Trustmark | 16234 US-331 S | 32439 | +1 (850) 835 - 3335 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Freeport, FL, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Pinellas Park, FL, Payday Loan Without a Credit Check in Plant City, FL, Same Day Loans in Pompano Beach, FL, Bad Credit Loans in Port Charlotte, FL, Payday Loans in Port Orange, FL, Payday Loans in Port Saint Lucie, FL, Payday Loans in Riverview, FL and Payday Loan Without a Credit Check in Saint Cloud, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Freeport, FL.
Advise to read before applying
Payday Loans Available in Freeport, FL By The Following ZIP Codes:
32439
Are Payday Loans Legal In Freeport, Florida?
Loan Rates and Fees, Laws and Regulations in Florida.
There are three active types of payday loans in Freeport, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.
Requests are usually being settled online; quick cash advance pickup service is offered as well.
Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.
The maximum amount of all your payday loans at one time shall not exceed $500.
There is a cooling-off period of 24 hours between 2 consecutive loans.
One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.
Florida Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 304 |
Maximum Loan Amount | $500 exclusive of the fees |
Minimum Loan Term | 7 days |
Maximum Loan Term | 31 days |
Number of Rollovers Allowed | 0 |
Finance Charges | 0.1 |
Freeport, FL payday loan calculator
F.A.Q.
Can I be denied a payday loan in Freeport, Florida if I have filed for bankruptcy?
Yes, payday lenders in Freeport, Florida are allowed to deny loans to borrowers who have filed for bankruptcy. This is because borrowers who have filed for bankruptcy are considered to be high-risk and may be unable to repay their loans.
Is it a good idea to take out a payday loan in Freeport, Florida to pay off another payday loan?
No, it is not a good idea to take out a payday loan in Freeport, Florida to pay off another payday loan. This is known as “loan stacking” and it can quickly lead to a cycle of debt that is difficult to escape. It is best to seek other options, such as a payment plan or credit counseling, to help you pay off your payday loan.
How Many Cash Advance Companies are in Freeport, FL?
With the help of our service, you will be able to find 4 cash advance companies in Freeport, FL
What Cash Advance Companies in Freeport, FL are the most popular?
You should check City National Bank - ATM, Peoples National Bank, and Regions Bank. Also, you can start your application online on our website.