Payday Loans in Lake Helen, Florida

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No payday loan companies in Lake Helen, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 10347 Bonita Beach Rd SE #110, Bonita Springs, FL 34135 +1 (239) 949 - 2090
Advance America 821 NW 37th Ave, Miami, FL 33125 +1 (305) 649 - 6144
E Z Payday Inc 3150 S Babcock St, Melbourne, FL 32901 +1 (321) 725 - 0646
Credex Auto Title Loans West Palm Beach 1441 S Military Trail, West Palm Beach, FL 33415 +1 (561) 290 - 1700
Payday Loans Palm Bay 1179 Malabar Rd NE, Palm Bay, FL 32907
Guardian Financial Network 305 SW 3rd St, Stuart, FL 34994 +1 (772) 283 - 6060
COREMERICA AUTO SALES TRADE FINANCE 1441 SW 12th Ave A, Pompano Beach, FL 33069 +1 (954) 821 - 4331
Bank of America with Drive-thru services 2421 S US Hwy 1, Fort Pierce, FL 34982 +1 (772) 595 - 3084
Advance America 801 Dixon Blvd #1139, Cocoa, FL 32922 +1 (321) 631 - 4440
Heritage Cash Advance 6733 103rd St #13, Jacksonville, FL 32210 +1 (904) 772 - 6018

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lake Helen, FL, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Deerfield Beach, FL, Payday Loans in Deland, FL, Payday Loans in Delray Beach, FL, Payday Loans in Deltona, FL, Quick Loan in Dunedin, FL, Payday Loan Without a Credit Check in Estero, FL, Guaranteed Loans in Fort Lauderdale, FL and Payday Loans in Fort Myers, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lake Helen, FL.

Beautiful sights of Lake Helen, FL

Payday Loans Available in Lake Helen, FL By The Following ZIP Codes:

32744

Are Payday Loans Legal In Lake Helen, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Lake Helen, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Lake Helen, FL payday loan calculator

Payday Loans in Lake Helen, Florida

If you find yourself in a financial bind and need immediate cash, a payday loan can be a viable option. Payday loans are short-term loans that typically come with high-interest rates but can provide you with quick cash when you need it the most.

In Lake Helen, Florida, payday loans are legal and regulated by the Florida Office of Financial Regulation. However, it’s essential to understand the terms and regulations before taking out a payday loan. Here’s everything you need to know about payday loans in Lake Helen, Florida.

How do Payday Loans work in Lake Helen, Florida?

A payday loan is designed to help individuals between paychecks or in an emergency. These loans are short-term, typically requiring repayment within two weeks or the borrower’s next payday.

To apply for a payday loan in Lake Helen, Florida, you must provide proof of income and identification. If approved, the lender will provide you with cash in exchange for a post-dated check or an agreement to electronically withdraw the funds on the due date.

What are the Regulations for Payday Loans in Lake Helen, Florida?

The State of Florida regulates payday loans to protect consumers. According to the regulations, lenders in Lake Helen, Florida, cannot lend more than $500 at one time. Additionally, the repayment term cannot exceed 31 days, and the interest rate cannot exceed 10%.

What are the Fees and Interest Rates for Payday Loans in Lake Helen, Florida?

Payday loans in Lake Helen, Florida, come with high-interest rates and fees. Lenders in Florida are permitted to charge a maximum of 10% in interest, plus a $5 verfication fee per loan.

Benefits of Payday Loans in Lake Helen, Florida

While payday loans come with high-interest rates and fees, they can be helpful in a financial emergency. Here are some benefits of payday loans in Lake Helen, Florida:

  • Quick and easy application process
  • No credit check required
  • Immediate access to cash
  • No collateral required
  • Helpful in emergency situations

Apply Now for a Payday Loan in Lake Helen, Florida

At TheGuaranteedLoans, we make the payday loan process simple and easy. As a connector service, we connect our customers with potential lenders to facilitate quick cash, but we are not a direct lender.

If you need a payday loan in Lake Helen, Florida, apply now on our secure website. Our application process is straightforward, and we will do our best to match you with a potential lender that meets your needs.

Interesting Facts and Statistics about Payday Loans in Lake Helen, Florida

  • In 2019, Florida residents took out more than 7.7 million payday loans, totaling over $3 billion in loans.
  • Florida has more payday loan storefronts than McDonald’s and Starbucks combined.
  • Around 83% of payday loans in Florida are taken out by individuals with seven or more loans per year.

Conclusion

Payday loans can be useful in a financial emergency, but the high-interest rates and fees are a crucial consideration. Before taking out a payday loan in Lake Helen, Florida, it’s essential to understand the regulations and fees associated with these loans.

At TheGuaranteedLoans, we’re committed to connecting our customers with potential lenders to facilitate quick cash in a financial emergency. If you’re considering a payday loan in Lake Helen, Florida, apply now on our secure website.

F.A.Q.

Are there any restrictions on the number of payday loans that can be taken out in Lake Helen, Florida?

Yes, in Lake Helen, Florida, borrowers are limited to one outstanding payday loan at a time.

Are there any protections for borrowers in Lake Helen, Florida who take out payday loans?

Yes, under Florida law, payday lenders are required to provide borrowers with a written loan agreement and a 30-day cooling-off period before they can take out a second loan.