Payday Loans in Lake Placid, Florida

Payday Loan Companies in Lake Placid, FL

Company nameAddressZip codePhone number
Advance Auto Parts 799 US-27 South 33852 +1 (863) 465 - 6888
AIG Advisor Group 160 E Interlake Blvd 33852 +1 (863) 699 - 1700
CenterState Bank 120 US-27 S 33852 +1 (863) 465 - 2700
City National Bank - ATM 586 US 27 N 33852 +1 (863) 699 - 2081
Dolex Dollar Express 201 N Main Ave 33852 +1 (863) 531 - 0259
Heartland National Bank 600 Hwy 27 N 33852 +1 (863) 699 - 1300
LP Title Company 137 Tower St 33852 +1 (863) 659 - 4109
MIDFLORIDA Credit Union 6 N Main Ave 33852 +1 (863) 688 - 3733
South Ridge Abstract & Title 203 N Main Ave 33852 +1 (863) 465 - 1221
SunTrust Bank 611 East Interlake Boulevard 33852 +1 (863) 659 - 3125
TD Bank 1 US 27 North 621 East 33852 +1 (863) 699 - 0125
Wauchula State Bank 102 E Interlake Blvd 33852 +1 (863) 465 - 3553
Western Union 70 Plaza Ave 33852 +1 (863) 465 - 6821

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lake Placid, FL, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Ormond Beach, FL, Payday Loan Without a Credit Check in Oviedo, FL, Guaranteed Loans in Palm Bay, FL, 24-Hour Loan in Palm Beach Gardens, FL, Payday Loan for Palm Coast, FL, Payday Loans in Palm Harbor, FL, Payday Loans in Panama City, FL and Payday Loan for Pembroke Pines, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lake Placid, FL.

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Payday Loans Available in Lake Placid, FL By The Following ZIP Codes:

33862, 33852

Are Payday Loans Legal In Lake Placid, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Lake Placid, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Lake Placid, FL payday loan calculator

F.A.Q.

Can payday lenders take legal action against me in Lake Placid, Florida?

Yes, if you default on your payday loan in Lake Placid, Florida, the lender may be able to take legal action against you to recover the unpaid loan amount. This could include filing a lawsuit against you or obtaining a judgment against you.

Can I be arrested for not paying back a payday loan in Lake Placid, Florida?

No, it is illegal for a payday lender in Lake Placid, Florida to threaten or attempt to arrest you for not paying back a payday loan. If you are being threatened with arrest, you should contact the Florida Office of Financial Regulation for assistance.

How Many Cash Advance Companies are in Lake Placid, FL?

With the help of our service, you will be able to find 13 cash advance companies in Lake Placid, FL

What Cash Advance Companies in Lake Placid, FL are the most popular?

You should check AIG Advisor Group, Advance Auto Parts, and CenterState Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

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