Company name | Address | Zip code | Phone number |
---|---|---|---|
Community First Credit Union | 1425 Atlantic Blvd | 32266 | +1 (904) 354 - 8537 |
SunTrust | 500 3rd St | 32266 | +1 (904) 853 - 2119 |
SunTrust Bank | 500 3rd Street | 32266 | +1 (904) 853 - 2119 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Neptune Beach, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wesley Chapel, FL, Payday Loans in West Palm Beach, FL, Payday Loan Companies in Winter Garden, FL, Payday Loans in Winter Haven, FL, Payday Loans in Winter Springs, FL, Payday Loans in Apopka, FL, Payday Loans in Boca Raton, FL and Payday Loan Without a Credit Check in Bonita Springs, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Neptune Beach, FL.
Advise to read before applying
Payday Loans Available in Neptune Beach, FL By The Following ZIP Codes:
32266
Are Payday Loans Legal In Neptune Beach, Florida?
Loan Rates and Fees, Laws and Regulations in Florida.
There are three active types of payday loans in Neptune Beach, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.
Requests are usually being settled online; quick cash advance pickup service is offered as well.
Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.
The maximum amount of all your payday loans at one time shall not exceed $500.
There is a cooling-off period of 24 hours between 2 consecutive loans.
One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.
Florida Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 304 |
Maximum Loan Amount | $500 exclusive of the fees |
Minimum Loan Term | 7 days |
Maximum Loan Term | 31 days |
Number of Rollovers Allowed | 0 |
Finance Charges | 0.1 |