Payday Loans in Nocatee, Florida

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No payday loan companies in Nocatee, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
First Horizon Bank 599 9th St N, Naples, FL 34102 +1 (239) 659 - 3022
Advance America 1702 N Woodland Blvd #104, DeLand, FL 32720 +1 (386) 736 - 6305
Cadence Bank - Palm Harbor Branch 36301 US Hwy 19 N, Palm Harbor, FL 34684 +1 (727) 772 - 7100
Check 'n Go 6576 Old Winter Garden Rd, Orlando, FL 32835 +1 (407) 523 - 8661
SunTrust Bank 525 S Hopkins Ave, Titusville, FL 32796 +1 (321) 267 - 4411
Florida Community Loan Fund 800 N Magnolia Ave, Orlando, FL 32803 +1 (407) 246 - 0846
Mariner Finance 125 N Congress Ave, Boynton Beach, FL 33426 +1 (561) 752 - 8282
Advance America 2905 N Military Trl c, West Palm Beach, FL 33409 +1 (561) 656 - 6197
Advance America 13300 NW 27th Ave Unit 4, Opa-locka, FL 33054 +1 (305) 688 - 2224
First Commercial Corporation-America 749 US-1, North Palm Beach, FL 33408 +1 (561) 842 - 5552

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Nocatee, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pinellas Park, FL, Payday Loans in Plant City, FL, Guaranteed Loans in Pompano Beach, FL, Same Day Loans in Port Charlotte, FL, Short-term Loans in Port Orange, FL, Guaranteed Loans in Port Saint Lucie, FL, Emergency Loan in Riverview, FL and Payday Loan Without a Credit Check in Saint Cloud, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Nocatee, FL.

Beautiful sights of Nocatee, FL

Payday Loans Available in Nocatee, FL By The Following ZIP Codes:

34268

Are Payday Loans Legal In Nocatee, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Nocatee, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Nocatee, FL payday loan calculator

Payday Loans in Nocatee, Florida: Understanding the Basics

Payday loans are an attractive option for many people in Nocatee, Florida who are struggling to make ends meet. These loans provide short-term financial relief to borrowers, allowing them to cover unexpected expenses and make necessary purchases. Here’s everything you need to know about payday loans in Nocatee, Florida.

What are Payday Loans?

Payday loans are short-term loans that typically range from $100 to $500. These loans are designed to help individuals who need emergency funds between paychecks.

People usually apply for payday loans to cover basic necessities such as rent, utilities, medical bills, and car repairs.

How do Payday Loans work in Nocatee, Florida?

The process for obtaining payday loans in Nocatee, Florida is relatively simple.

  • Fill out an online application or visit a lender’s store in person. Ensure you meet their requirements;
  • Provide proof of income and other necessary information such as your ID and Social Security Number;
  • The lender deposits the loan amount directly into your bank account if you are approved;
  • Repay the loan in full, along with any fees and interest, usually on your next payday.

Note that in Florida, payday loans may not exceed $500, and fees are capped at 10% of the loan amount.

What are the Advantages of Payday Loans in Nocatee, Florida?

While payday loans may not be suitable for everyone, they offer several benefits to borrowers.

  • Quick access to funds – You can apply for a payday loan in Nocatee, Florida and receive your funds within 24 hours;
  • No credit check – Payday lenders usually don’t check credit scores, making it easier for individuals with bad credit to obtain a loan;
  • Easy application process – Applying for a payday loan in Nocatee, Florida is effortless, and the eligibility requirements are minimal;
  • Flexible repayment options – Most payday lenders allow you to extend your repayment deadline if you can’t pay on time. You can also opt for a payment plan.

What are the Risks of Payday Loans?

While payday loans are beneficial in many ways, they come with several risks.

  • High interest rates – Payday loans have relatively high interest rates compared to traditional loans, making them expensive in the long run;
  • Short repayment period – Payday loans require you to repay the loan, fees, and interest within a short period, usually two weeks. If you can’t meet the deadline, you may end up in debt;
  • Potential for debt cycles – Many borrowers in Nocatee, Florida take out new payday loans to cover existing loans, leading to a vicious debt cycle;
  • Scams – There are many fraudulent payday lenders out there, so it’s essential to be wary and confirm the legitimacy of the lender before applying for a loan.

Interesting facts and statistics about Payday Loans in Nocatee, Florida

Here are some verified facts and statistics about payday loans in Nocatee, Florida:

  • Florida law does not provide a cooling-off period for payday loans. Once a borrower obtains an initial payday loan, the borrower may not enter into a subsequent loan for two days after the prior loan has been repaid;
  • In 2019, Floridians took out over 7.7 million payday loans, with a total value of over $3.1 billion;
  • The average payday loan in Florida is $399, with an APR of 300%;
  • Payday lending is legal in Florida, but the state has implemented several laws to regulate the industry, including capping loan amounts and fees, limiting repayment terms, and requiring lenders to be licensed.

Apply Now for a Payday Loan in Nocatee, Florida

Need emergency funds in Nocatee, Florida? TheGuaranteedLoans can help connect you to potential lenders who offer payday loans.

Fill out our online application form, and we’ll match you with a lender that meets your needs. Remember, TheGuaranteedLoans is not a direct lender, but a connector service. We’re committed to providing safe and secure connections to reliable lenders.

Apply now, and get the funds you need to cover your expenses in Nocatee, Florida.

F.A.Q.

Are there any restrictions on the number of payday loans that a borrower can take out in Nocatee, Florida?

Yes, the state of Florida has implemented restrictions on the number of payday loans that a borrower can take out. Under state law, borrowers are only allowed to have one outstanding payday loan at a time. Additionally, borrowers must wait at least 24 hours after repaying a payday loan before taking out another one.

Are there any protections for military members who take out payday loans in Nocatee, Florida?

Yes, military members who take out payday loans in Nocatee, Florida are protected by the Military Lending Act. This federal law limits the interest rates and fees that payday lenders can charge to military members and their dependents. It also provides additional protections for military members who take out payday loans.